Red light therapy has gained popularity for its proven health benefits. This article explains the eligibility of red light therapy under your Health Spending Account (HSA) and Wellness Spending Account (WSA).
HSA Eligibility for Red Light Therapy
Under a Health Spending Account (HSA), red light therapy eligibility is limited:
Services: Red light therapy is eligible only if provided by a medical practitioner.
Devices: A red light therapy device is eligible only if the claim includes a letter of medical necessity from a doctor stating:
The device is medically required
The specific condition it is treating
Documentation Requirements
For HSA claims, your service receipt should include:
Patient's name
Date of service
Practitioner's name and credentials
List of services and their charges
Proof of payment
WSA Eligibility for Red Light Therapy
Under a Wellness Spending Account (WSA), red light therapy has broader eligibility:
Services: Covered under "Alternative Practitioner (Taxable)"
Devices: Eligible under "Therapeutic Wellness Aids: Including Non-Prescribed and Prescribed Equipment (taxable)"
Important Caveat
Always double-check your specific plan details on your dashboard to confirm red light therapy eligibility. HSA and WSA plans may vary, and it's crucial to verify your coverage and the list of covered items.
Questions or Need Help?
If you have any questions about red light therapy coverage, your HSA, WSA, or need assistance with reimbursement, please don't hesitate to reach out:
Email: support@getmyhsa.com
Live Chat: Available on our website to speak with a live agent
We're here to help you understand your coverage options and make the most of your benefits.