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What are the fees to receive on nsave?

Understanding fees to receive in the nsave account.

Updated over 2 months ago

At nsave, we offer two tiers: Free and Pro, each with different fee structures for receiving transfers. Below is a comprehensive breakdown of the fees for both tiers.

Free Tier

The Free tier is ideal for users who want basic access to nsave services. Fees for receiving transfers are as follows:

  • Euro Transfers (SEPA In/Out): Free

  • UK Transfers (FPS In/Out): $1.00 per transaction

  • US Transfers (ACH In): 0.3% of the transaction amount

  • SWIFT Transfers:

    • SWIFT EEA In: $4.99

    • SWIFT In (Non-EEA): $6.39

  • Receive funds via payment link or card top-up: 4.5% of the transaction amount

SWIFT EEA transfers are transfers made within the European Economic Area.

Pro Tier

The Pro tier offers lower fees and includes free transactions every month.

Includes 2 free transactions per month for SWIFT transfers, 1 in and 1 out, and 1 Free transaction for ACH transfer in.

After using up the free transactions, the following fees apply:

  • Euro Transfers (SEPA In/Out): Free

  • UK Transfers (FPS In/Out): Free

  • US Transfers (ACH In): 0.3% of the transaction amount

  • SWIFT Transfers (after free transactions are used):

    • SWIFT EEA In: $3.59

    • SWIFT In (Non-EEA): $3.59

  • Receive Funds via Payment Link or card top-up: 3% of the transaction amount (lower than the Free tier rate of 4.5%)

Key Takeaways

  • SEPA (Euro) transfers are always free on both tiers.

  • UK (FPS) transfers are free on Pro, but cost $1.00 per transaction on the Free tier.

  • ACH transfers (US) have a flat 0.3% fee on both tiers.

  • SWIFT transfers are cheaper on Pro and include 5 free transactions per month.

  • Receiving money via Payment Link is cheaper on Pro (3%) than on Free (4.5%).

For the most updated information, visit our official pricing page. If you have any questions, feel free to contact our support team.

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