Benefits and account differences
What features are included in nsave Free?
nsave Free is the perfect way to get started with nsave. It gives you access to the essential features you need, including:
Two currency accounts: USD and GBP
Free nsave-to-nsave transfers: Send and receive money between nsave users at no cost
All types of transfers supported: UK transfers (FPS), US transfers (ACH), SWIFT transfers, and local payouts, all available with transparent fees
Investment account access: Open an investment account and place trades starting from $0.20 per order
No minimum deposit: Start using nsave with any amount
Is there a trial period for nsave Pro before I commit to the monthly fee?
Yes! When you first register, you get one free month of nsave Pro. After your free month:
Your account will automatically switch to nsave Free unless you decide to continue with Pro and pay $9.99 per month (or local equivalent).
What additional benefits do I get with the Pro plan?
nsave Pro unlocks extra features and helps you save on fees:
Savings of up to 70% on transactions: Lower fees across multiple services
Free monthly transactions:
1 free SWIFT transfer in
1 free SWIFT transfer out
5 free investment trades per month
Reduced fees:
Lower SWIFT, FPS, and local payout fees
Lower exchange rates between accounts (0.4% vs 1% on Free)
Lower fees on receiving funds via payment links and card deposits
For the full pricing, see https://www.nsave.com/pricing.
How can I get access to USD and GBP accounts?
You automatically get USD and GBP accounts with nsave Free.
If I stay on my current plan, will anything change?
No – your current features and pricing remain fixed. We’ll always inform you in advance about future updates.
Referrals
How can I invite friends to join nsave?
Use your referral link in the app to invite friends and family. You’ll receive a reward, and all your nsave-to-nsave transfers remain free in perpetuity. Subject to conditions that can be found here.
nsave Pro Subscription
Can I subscribe to Pro at any time?
Yes – upgrade instantly by subscribing. The change is effective immediately.
Can I pause my Pro plan?
You can’t officially pause, but you can cancel before the next billing cycle and resubscribe later.
How often can I change my plan?
You can switch plans any time:
Free → Pro: Instant upgrade with payment
Pro → Free: Downgrade activated at the end of your billing cycle
Will I lose my data if I downgrade?
No – your data, settings, and transaction history remain intact. You’ll simply lose access to Pro perks like free trades and lower fees.
What’s the cancellation policy for Pro?
Cancel anytime before your next billing cycle—for example, cancel before August 14 if your Pro begins on July 15.
How do I cancel Pro?
In-app, go to Other → Change Subscription → nsave Free.
Feature Tracking
Can I track my free trades and transfers?
Yes – your app displays the number of free trades used.
Can I carry over unused free transactions?
No – all free services reset at each monthly billing cycle.
Will Pro users get early access to new features?
Potentially! We often grant early feature access to Pro users.
nsave Free Details
Will the Free plan have ads or limits?
No ads, but Free users will miss out on:
The third currency account (EUR) and card
Free SWIFT transfers (in/out)
Free investment trades
Discounted fees and better FX rates
If you use transfers or trades frequently, Pro may be more cost-effective.
Feature-Specific Questions
What is a local payout / local currency withdrawal?
A local payout, also known as a local currency withdrawal, allows you to transfer money from your nsave account to your local bank account.
What is cash collection - local currency deposit?
A cash collection or local currency deposit enables you to add money to your nsave account by transferring funds from your local bank account. This makes it easy to top up your nsave balance using your domestic banking system.