How to Access Your Statement
Go to "Statements" in the main navigation bar.
Select the month you want to review.
Download your statement in your preferred format: CSV, PDF, or Tax Invoice.
Choosing the Right Format
Each format contains specific fields to help you analyze your expenses. See an overview below and click the links to get a detailed breakdown of what each field means :
Format | Best For |
CSV | Data analysis, bulk transaction review, and importing into accounting software. |
Quick reviews, easy printing, and sharing with your finance team. | |
Tax Invoice | Compliance, VAT tracking, and bookkeeping. |
Tax invoice
Here are the fields included in your downloaded Tax invoice statement statement.
Tax Invoice Format – Best for VAT & Compliance Tracking
Field
| Description |
Reference | The unique transaction ID for tax purposes. |
Transaction Date | The date when the transaction occurred. |
Description of Service | A short description of the service or item purchased. |
QTY | The quantity of items or services purchased. |
Currency | The currency in which the transaction was made. |
Taxable Amount | The portion of the transaction that is subject to tax. |
Tax Rate | The VAT percentage applied to the transaction. |
Tax Amount | The total VAT charged. |
Total Amount | The final billed amount, including taxes. |
CSV Statement
Here are the fields included in your downloaded CSV statement.
CSV Format – Best for Data Analysis & Tracking
Field | Description |
Transaction Date | The date the transaction was made. |
Bank Settlement Date | The date the bank processed the transaction. |
Reference | A unique transaction ID for tracking and reconciliation. |
Transaction Type | The category of the transaction (e.g., purchase, refund, ATM withdrawal). |
Merchant Name | The name of the vendor or business where the transaction took place. |
Merchant Country | The country where the merchant is based. |
Transaction Amount | The original amount charged for the transaction. |
Transaction Currency | The currency in which the transaction was made. |
Billing Amount | The final amount charged after currency conversion (if applicable). |
Billing Currency | The currency in which you were billed (usually AED). |
Card Holder | The name of the person who made the transaction. |
Card Name | The assigned name of the card used for the transaction. |
Card Last 4 Digits | The last four digits of the card used for the transaction. |
Expense ID / Receipt Name | The associated expense or receipt ID for tracking expenses. |
PDF Statements
Here are the fields included in your downloaded PDF statement.
PDF Format – Best for Quick Reviews & Print-Friendly Statements
Field | Description |
Transaction Date | The date the transaction occurred. |
Bank Settlement Date | The date the transaction was settled. |
Transaction Type | The type of transaction (purchase, refund, etc.). |
Merchant Name | The vendor or business where the transaction took place. |
Billing Amount (AED) | The amount billed in AED. |
VAT (AED) | The VAT (if applicable) charged on the transaction. |
Merchant Country | The country where the merchant is located. |
Reference | The unique transaction reference number. |
Cashback Tracking
Within your statement, you can see exactly how much cashback has been added to your Pemo Wallet for the month.
See more info on how cashback works below :
How cashback works
When you make purchases in certain categories, like digital advertising, you’ll automatically earn cashback—no extra steps needed! This cashback is credited directly to your Pemo Wallet within the first five business days of the following month, giving your budget a nice little boost.
How to Track Your Cashback:
Check Your Dashboard: On the left-hand side of your dashboard, you’ll find a tile labeled “Cashback.”
See Your Earnings: This tile shows you how much cashback you’ve earned this month, plus the total cashback that’s already been added to your Wallet.
Keep an eye on your cashback—it’s your money working harder for you!