All your important Penny Pension Scheme documents are stored safely in the app, so you can access them whenever you need them. 📂
To find them, log in to your app > select 'Settings' > then select the 'Documents' tab. 📲
Here’s what you’ll find and what each one is for: 👇
📘 Key Features Document
A summary of the Penny Pension: how it works, the risks, investment options, tax information and what you can expect. It’s a great place to start if you want the essentials in one place.
📑 Product Provider Terms and Conditions
The terms from the provider that runs the pension scheme your money is held in.
📄 Penny Terms and Conditions
The terms for using the Penny app and our service.
✍️ Pension Transfer Declaration
A copy of the declaration you agreed to when you asked us to transfer your pensions to Penny.
💷 Fee Guide
A breakdown of what Penny costs and how fees are taken from your pension. No surprises. 😊
📈 Pre-Sales Illustration
An estimate of what your pension could be worth in the future. It’s based on certain assumptions, so it isn’t guaranteed, but it gives you a helpful idea of where you’re heading.
🆓 MoneyHelper Guidance
Information from MoneyHelper about planning to access your pension. MoneyHelper is the free and impartial money and pensions guidance service backed by the government.
🚨 ScamSmart Leaflet
The FCA’s guide to spotting and avoiding pension scams when transferring. It’s well worth a read. For more tips, check out Keeping your Penny account secure. 🔒
📊 Fund Fact Sheet
Key information about the fund your pension is invested in, including what it invests in, how it has performed and its charges.
Can’t find a document? 🤔
If something is missing or won’t open, try updating your app in the App Store or Google Play Store. Still stuck? Just reach out on live chat and we’ll send it over. 💬