A Cashback card rewards customers with bonus points calculated as a percentage of their purchases. Points are displayed on the card and can be redeemed toward future purchases. As the business owner, you determine what points can be redeemed for and write them off via the scanner app.

Cashback can also be progressive — the more a customer spends, the higher their cashback percentage. For example, a new customer might earn 1% cashback, then automatically move up to 3% after spending a certain amount, and 5% after spending even more.

Note: Perkstar operates with bonus points, not real currency. You decide how to equate bonus points to your local currency (e.g., 1 point = $1). To redeem points, you'll need to enter the amount twice in the scanner app.

You can either create a card using a pre-loaded template or build one from scratch. This guide walks through creating a card from scratch.

A card is created by completing five sections: Card Type, Settings, Design, Information, and Save & Preview.

Choose the barcode type that determines how the card is scanned and recognized by the system.

Select a time period during which customers earn an increased number of points per visit.

Important: Happy hours only works for the Spend and Visit mechanics. These points have no specific expiration date.

Define how long bonus points remain valid:

Each point has its own expiration countdown starting from the date it was earned. Only the expired points are removed, not the entire balance.

Tip: Setting a short expiration (e.g., 7 days) is a powerful way to drive repeat visits. If a customer earns points today and doesn't return within 7 days, only that transaction's points are removed — motivating them to come back on a predictable schedule.

Note: There is no push notification about upcoming points expiration.

Enter the location(s) of your business to trigger push notifications. Customers with the card installed in Apple Wallet receive a notification when they are within 100 meters. You can add up to 10 locations per card template on Business and Agency plans.

Create multiple cashback tiers based on cumulative spending. Each tier has three fields:

For example, a customer starts at 1% cashback. After spending a total of 5,000, they automatically upgrade to the Silver tier and begin earning 3% cashback. After reaching 10,000 in total spending, they move to the Gold tier at 5%.

Important: The tier upgrade is based on cumulative spending across multiple visits, not a single purchase. A minimum of 1 tier is required, and you can create up to 6 tiers.

Click the remove button to delete a tier, or click Add Tier to add another.

Select the language for your Cashback card from the dropdown.

Choose how the date is displayed on the card. If the card has no expiration date, this setting is irrelevant.

This setting defines how the point balance is displayed on the customer's card.

When turned on, this setting requires the purchase amount to be entered whenever a transaction is processed. The amount is counted in ROI statistics under the revenue figure.

Note: This applies only to transactions made via the scanner. If disabled, the amount entry window still appears but can be skipped.

Define the fields customers fill out when installing the card. A phone number or email is required.

Important: Do not make fields other than phone number unique. For example, marking "Name" as unique would prevent customers with the same name from installing the card.

To add a new field, click Add field, then select the field type and enter the field name.

Create channel links for analytics tracking. For example, create separate UTM tags for Facebook, Google Ads, and partner promotions. Perkstar generates a unique URL and QR code for each tag so you can track which channel performs best.

Tip: You can also create customer segments based on UTM tags. We recommend setting up UTM tracking from the very beginning of your loyalty program.

Select which country prefix appears by default in the card issuance form. Customers can choose a different country if needed.

Enable or disable the toggle next to Privacy Policy to show or hide consent on the card installation form. You can edit the privacy policy text as needed.

Enable Consent to the processing of personal data to add a checkbox for marketing data consent.

When enabled, the Google Wallet button appears on the card installation form, allowing Android users to add their card to Google Wallet.

When enabled, the PWA (Progressive Web App) button appears on the card installation form. Customers can install the card as a web app without needing an app store.

Control how many cards can be distributed. Set to 0 for unlimited.

Set the starting number of bonus points a customer receives when they first install the card (welcome bonus).

Tip: Starting customers with a positive point balance (e.g., 50 points) gives them an immediate incentive to return, rather than starting from zero.

On a customer's birthday, the specified number of additional points will be credited to their card. The customer receives a push notification.

If you want to include a customized analytics script, add it in the Analytics field.

Once all fields are configured, click Continue to move to the Design section.

Click Select File to upload a logo displayed on the card and the release form.

Click Select File to upload an icon displayed in push notifications next to your company name.

Click Select File to upload a background image for the center of the card.

Tip: Follow the file size and weight recommendations for best results.

Set colors for card background, text color, and background color of the central part.

Note: If you uploaded a custom background image, the background color setting is overridden by the image.

Use the Field dropdown to select which fields appear on the front of the card. The dropdown displays all fields from the card issuing form configured in the previous step.

Use the Field Name column to rename how the field appears on the card. For example, if you display the customer's name, you could rename the field to "Favorite guest."

Default fields include cashback percentage and cashback status. You can also display how many bonus points a customer needs to spend to reach the next tier.

Once all design choices are made, click Continue to move to the Information section.

Enter a short description of the card (your promotion name).

Enter the name of your business. This text appears in push notification titles.

Activate or deactivate the referral program using the Active and Inactive toggle.

Choose when the referral bonus is issued:

Configure the following:

Note: If you've also set welcome points, the invited customer will receive both the welcome bonus and the referral bonus.

Tip: Referral programs let you grow your customer base without additional advertising costs. You can choose to reward only the referrer to maximize their motivation to invite friends.

Add links displayed on the back of the card:

You can add up to 10 active links. Click the remove button to delete a link, or click Add Link to add another.

Note: For iPhone users, links may not be clickable in the card's quick view. Customers should open the card through the Apple Wallet app to access them.

Add links for customer reviews. These links are not displayed on the back of the card by default — customers only see them after rating their visit (after selecting stars). If a customer gives 4 or 5 stars, they are prompted to leave an additional review on the linked platform.

Supported platforms include Google Maps, Yelp, Foursquare, and Facebook.

Tip: Linking to your Google Maps listing helps boost your search ranking and local SEO.

Enable the toggle to include terms of use on the card. Enter your terms in the text field. If you have full terms on your website, add the link in the Link to full terms and conditions field.

Enter your company name, email, and contact number. These details appear on the back of the card for customers who need support.

Once all details are filled in, click Finish.

After clicking Finish, the Preview popup appears.

Important: Before activating, you can issue up to 10 test cards to your own devices, friends, or teammates. Once you activate the card, you cannot change the card type, loyalty program terms, card expiration dates, or card issuing form fields.

After activation, you can download promotional materials in PDF format (A5 or A4) for printing. Use these as table tents near your cashier zone or at your point of sale.

Customers start at the lowest tier (e.g., 1% cashback) and automatically move up as their total spending increases across visits. The upgrade is based on cumulative spending, not a single transaction. Once a customer reaches a new tier, all future purchases earn the higher cashback percentage.

No. Each point has its own expiration countdown starting from the date it was earned. Only individual expired points are removed — the rest of the balance remains intact.

No. Cardholder status tiers, card type, expiration dates, and issuing form fields are locked after activation. Test your card thoroughly before activating.

When a customer wants to redeem bonus points, you enter the purchase amount in the scanner app twice — once to calculate the cashback earned and once to deduct the points being redeemed.