Financial Performance helps review operational farm costs and margins: the season budget and how the season is tracking against it, every cost and income behind the figures, the gross margin as a budget and as an actual or forecast, a profit map, and crops, paddocks, cost categories and seasons side by side.

More → Reports & Sharing → Financial Performance.

The Finance tile on Overview also opens it. The tile shows what has been spent this season against the plan, and counts each job in the season of the crop plan it belongs to, as Financial Performance does. A job done this calendar year for an earlier season's plan counts under that season, not this one.

Financial Performance is for people with Financial records. Owners, co-owners and admins always have it. For staff and advisers it is off unless someone who manages the team turns it on under More → Organisation → Team, when inviting them or with Change role or details on their row.

The switch says what it hides:

Crop plans are not hidden. Anyone who can see crop plans still sees each plan's costs, $/ha, grain price and gross margin, on the Plan tab, in Crop Plan Studio and in its PDF. Someone without Financial records who opens Financial Performance sees "Financial records are restricted" and a note to ask the farm owner.

Financial Performance has four tabs across the top. Under them is the heading: the season (2026 ▾ on Budget and Data), the tab's main buttons and one Actions menu.

Actions holds the tab's tools, then Reports and Quick walkthrough:

On Analyse the map's own tools (Metric, Legend, Fit and Spatial) stay in a row above the map. The season is picked beside the map on Analyse and beside the comparison on Compare.

Figures are never shown as red or green in Financial Performance. Over and under budget carry a sign, an up or down arrow or a small dot beside the figure, and the words say what happened. On the charts, the budget is always grey or a dashed line.

The budget starts as the crop plan: every committed pass at its planned cost in the month it is planned, and each paddock's crop income in its harvest month. An activity marked conditional in Crop Plan Studio is left out until it is committed or done. You can change the budget yourself:

Every figure you set is listed in Data → Budget lines. A season needs a season record to hold a budget; if it hasn't one, Edit budget is greyed out and says why.

The Budget tab, from the top:

The season's spend, spend by crop and where the money is going match Budget cost and Actual + plan cost at the top, and follow Crop, Paddock and Actuals to. A whole-farm budget figure you typed for a month is shared across the crops planned that month, in proportion to their plan. These three replace the cumulative cost chart, the cost ring and the budget-against-actual line chart.

Explain with Phase AI (Pro and Ultra) writes a short plain-English summary of what went over or under budget. It uses only the figures on screen, shows which figures each point comes from, and should be checked against your records before you act on it.

The Budget calendar has Actuals to at the top. Pick a month: every month up to and including it shows what actually happened, and every month after it shows the plan. Each month column is labelled Actual or Plan, with a line down the first month of plan.

The Costs and Income totals above the calendar say how much of each is actual and how much is plan. Variance shows each month against its budget instead. Tap a month to see its budget and actual side by side, with the entries behind it; tap a cell to see the products in it. Export PDF prints the calendar at the month you picked, and a budget snapshot keeps the plan-only calendar as well.

Data is the full record of the season's money, one row each. Across the top are Actual cost, Planned cost, Income received and Expected income; tap one to jump to those rows. Actual cost and Income received have a bar showing how far along they are, with the words underneath, for example "54% of planned" or "29% of expected". The tables are tabs under the heading:

Each table has a search box, Filter, Group (by paddock, category, crop, month and so on), Columns and Export (CSV or Excel), with totals at the foot. Tap a column heading to sort. The buttons on a row open the paddock, the crop plan or the product in Inventory behind it, and an expense or income you typed in can be edited or deleted. The search, filters and grouping stay in the page link, so a view can be bookmarked or shared with someone on the farm.

Expense and Income in the heading add an entry you type in. It shows in its month on the Budget calendar and in the Costs or Income table.

Under the tables is the Season recap. It starts open; close it and Phase remembers that on that device.

Analyse shows each paddock's figures on the map, from the harvest yield map where there is one. Set a grain price first, under Grain price or with Set prices: without a $/t figure there is no income, so nothing to colour. How to read this map explains it until you close it.

Tap a paddock for its figures: yield, Price, cost, break-even and its actual or forecast margin per hectare, labelled, called Profit or Loss on that figure. Under them, Why the margin moved shows that paddock's budget margin per hectare, each kind of change that moved it and its forecast margin: the same chart as By cause in Compare (see "Why the margin moved" below), for one paddock.

The Gross margin tile shows two figures, each with its $/ha, and a tag that reads Actual, Forecast or Budget only:

Until at least one paddock has a grain price, a yield and inputs, the tile reads Set yield/price instead. A loss shows with a minus sign. The line under the tiles says what each figure means. The same two figures, labelled, are in the line under the page title (for example "$416k budget margin · $389k forecast") and in the summary of Export PDF (Gross margin: Budget and Gross margin: Actual or Forecast).

For a season you are still planning nothing changes: both figures are the budget. Before 30 September 2026 the tile showed a single figure, the recorded harvest less the planned cost, which was neither the budget nor the actual. For a harvested season the Budget figure now uses the budget yield, so it can read higher or lower than it used to, with the actual beside it.

The margin covers the paddocks that have a grain price, a yield and inputs planned or recorded. A paddock without all three keeps its cost in Budget cost, but it is left out of the margin rather than counted at $0, and the line under the tiles says how many paddocks and hectares are left out, how much budget cost they carry and why: price not set, no yield set or recorded or no inputs planned. The margin per hectare is per priced hectare. A paddock with a price and a yield but nothing planned or recorded is left out because its whole income would otherwise count as margin. A paddock whose plan has no price, but whose harvest you have priced in Yield Centre → Grain prices, is counted at your price rather than left out as price not set.

Costs are the crop plan's own: each product costs what the Plan tab and Crop Plan Studio show, including a price typed for the plan only.

Seed marked Undersown on a crop plan (a pasture sown under the crop) is the pasture's establishment, not the crop's cost. It still counts in the farm's costs, because it was spent, but it is left out of every crop's and paddock's gross margin, and the Gross margin tile says how much, for example "$4,180 of pasture sown under crops is in the costs, not the margin." In Compare → By paddock the crop reads, for example, "Barley · undersown". Comparing with another season under By category shows it as its own row, Pasture establishment; the Budget calendar keeps it under Seed.

The Budget figure prices each paddock's Budget yield from Crop Plan Studio at the plan's $/t; the harvest stands in only where no budget yield was set. Contracts never change the Budget figure. The Actual or Forecast figure uses the paddock's harvest record once there is one for the same crop, converted to t/ha, so a record in kg/ha is read correctly. Where a paddock has no harvest record, the loads logged off it in Grain & Hay Storage count as its harvest. A harvest record for a different crop is not used. Income you enter yourself is not added to the margin, because the margin already counts each paddock's crop at its price.

Your grain sale contracts in Inventory → Grain & Hay → Contracts, and the prices you set in Yield Centre → Grain prices, price the Actual and Forecast figures. For each crop and season, Phase prices the tonnes in this order:

For example, with 1,000 t of wheat harvested and 420 t delivered on a $352/t contract, 420 t count at $352 and the other 580 t at your price, or at the plan price if you haven't set one. A crop's contracts are spread over all of its paddocks. A paddock still needs a price, the crop plan's or yours, to be in the margin, even when a contract covers its crop. Budget always uses the crop plan's price; your price stands in only where the plan has none.

A contract is matched to a crop by the grain its loads were recorded as, or by its commodity; Phase does not guess. A contract for a crop not planned that season, and a contract with no price (a pool, or priced by grade), are listed as Not counted with the reason. Cancelled contracts are ignored, and a contract marked complete with no loads logged counts in full.

Under the Actual or Forecast figure, the Gross margin tile says where its price came from: Delivered contracts, Contracted, Contracts, Part contracted, Your prices, Your and plan prices or Plan price. The line under the tiles names each crop, for example "Wheat — priced at delivered contracts ($352/t on 420 t)" or "Part contracted: 420 t delivered at $352/t, the other 580 t at your price ($340/t)", and says when a crop uses your grain prices from Yield Centre, then "Contract prices are before freight, levies and grade adjustments." The actual money you receive can be lower. In Data → Harvest & margin, the Priced from column (add it with Columns; it is in Export everything) reads Your price, Plan price, Delivered contracts or Contracts for each paddock. In Compare, each crop and season carries the same tag, By paddock's price column shows the price used with "delivered", "part contracted" or "plan" under it, and a note under the table lists each crop's contract pricing and any contract not counted. The exports add Price from and Plan price for paddocks and Income priced at for crops and seasons. In Analyse, each crop's price row says when contracts priced it (the price you type there is the Budget price), a paddock's card shows the Price it is at, and break-even uses that price. The PDF summary has an "Income priced at" row.

Phase Agent prices grain the same way when you ask it about gross margin, so its Actual or Forecast figure matches the tile, and its answer says how the income was priced, including when a crop used your own prices.

A budget snapshot saved from 30 September 2026 keeps both figures, and the snapshot viewer shows Budget and Actual or Forecast for the farm and for each paddock. A snapshot saved before then shows the single margin it was saved with, labelled Margin as saved.

Open the Compare tab and choose By crop, By paddock, By category or By season (a drop-down on a phone). By crop, By paddock and By category show one season, picked on the season switcher beside them.

Every table puts Budget beside Actual or Forecast, with the same meanings as the Gross margin tile. Each season and crop is tagged Actual, Forecast or Budget only, and a season says plainly when it has no harvest recorded yet or no priced paddocks.

Money figures cover the paddocks with a grain price, a yield and inputs. A paddock without them is left out rather than shown with a $0 margin, and the table says what it leaves out, for example "excludes 2 paddocks, 180 ha: price not set". A note above the table links to Crop Plan Studio to set a price and budget yield for each crop, or lets you type $/t per crop in Analyse. A loss shows with a minus sign.

PNG on a chart saves a picture of it, and Actions → Show charts hides or shows the charts. CSV and Excel on a table export it as shown, in your farm's currency; Actions → Export comparison as CSV or Excel exports whatever is showing, and By season exports all three tables. The page link keeps the view, the seasons picked, what you compare against and the paddock sort, so a comparison can be bookmarked or shared with someone on the farm.

Compare → Budget vs actual → chart By cause walks from the budget margin to the forecast in one step for each kind of change, largest first: Yield, Grain price, Rates, Input prices, Unplanned passes, Planned products left out, Other cost changes or Unbudgeted expenses. A last step, Timing and small changes, covers work done earlier or later than planned, work still to do and changes too small to list, so the chart always lands on the forecast. Each step shows its amount with + (it helped) or − (it cost). Tap a step to list the changes behind it, for example "Urea on Top Flat: 14 t applied against 12 t planned".

By cause appears only when comparing against the budget; against a snapshot or another season, use Bridge. In Analyse, tap a paddock and its card shows the same chart for that paddock alone, per hectare.

Actions → Reports opens your reports. Start from a template (Spend by category, Spend by paddock, Spend by month, Income by crop or Harvest by crop) or Or a blank table, any of the Data tables. Give it a Report name, pick a Chart (Bars, Ranked bars, Line or No chart) with One bar per and Adding up, and shape the table with its search, filters, grouping and columns: they are part of the report.

Save report keeps it under Your reports, on that device, for that farm. Export gives a PDF with the chart, Excel, CSV or a chart image. Export everything in the same window downloads every table as one Excel workbook or CSV.

Only the four tabs stay pinned at the top. The heading and its buttons scroll away with the page, so after a flick the whole screen is the table or calendar. On a narrow phone the heading keeps the tab's first button (Edit budget, Expense, Set prices or Budget vs actual) and the rest move into Actions, and the counts beside the tab names are hidden so all four tabs fit.

Phase finance is for operational farm reporting. It is not tax, accounting or legal advice.

Financial Performance depends on connected Phase records, including:

A job finished from 30 September 2026 costs the amounts you recorded under Actual quantities used, at the product's price, over the area worked; leave the amounts as Phase fills them in and it costs what the plan said. A John Deere job confirmed in Reconcile from that date carries the cost of each matched product as well as the machine. Jobs recorded before then keep the cost they were saved with.

Crop Plan Studio's gross margin strip holds a price and a Bad, Budget and Bumper yield for each crop; a yield you leave blank follows the farm's history. Budget is the yield the Budget figure is priced from; the Actual or Forecast figure uses the paddock's harvest record for that crop once there is one. Conditional passes are not in the budget.

The strip can also hold a Low price and a High price beside Price, to see the margins in a bad or a good market. They show in Crop Plan Studio, its season-plan PDF and spreadsheet, and the Reports page's Crop Plan report (see Reports). Financial Performance always works from the one Price.

Financial Performance finds a season's plans and harvests by the season itself, not by its name, so a season renamed on another phone keeps its figures. The season list is in order of start date.

If one of those source records is missing or uses the wrong unit, the finance view can look wrong even though the calculation is working.

Financial Performance works at an operating level. Pick the season in the heading, then narrow the Budget tab to one crop or paddock with the filters. Set your budget with Edit budget, and watch What moved the budget and Budget against actual through the season. To find the records behind a figure, open Data and filter or group the table. To see crops, paddocks or seasons side by side, open Compare: By crop for crop against crop, By paddock to rank every paddock against the farm average, By category for the season against its budget, a snapshot or another season, and By season for this season against last or any others. Within a season, Nutrition & cost / ha lists every paddock's input cost per hectare together, and Analyse shows each paddock's margin on the map. It is useful for spotting high-cost paddocks, reviewing gross margin assumptions and checking whether imported prices are flowing through to plans and actuals.

For formal accounting, tax or audited financial reporting, export or reconcile the source data with your accounting system or adviser.

Check:

Finance views rely on the quality of the crop plan, inventory and yield data in Phase.

If a single paddock looks wrong, open that paddock's plan and yield records first, or filter Data → Costs to the paddock. If a whole crop looks wrong, check crop filters, product prices and whether the relevant activities are planned, completed or duplicated.