We currently offer collecting payments from credit cards at 3.4% and takes 2 business days.
We use Stripe as the merchant. Soon we will upgrade to StripeConnect. This means that you can get your own Stripe account and we process your own account with them. Your rate with them will start at 2.9% + $0.30 per transaction fee + 0.5% application fee = 3.4% + $0.30 per transaction fee.
The more volume you do, they may lower it over time. ACH will also be included for $0.49 cents per transaction + 0.5% application fee.