Premium and Platinum members receive AI spend credit to use at eligible AI merchants. Premium members receive $200 a year and Platinum members receive $500 a year, allocated monthly (about $16.67 and $41.67 a month).

AI spend credit replaces AI cashback rates and the previous ChatGPT Go, ChatGPT Plus and Claude Pro rebates.

The credit is paid as spend credit. Unused monthly credit does not roll over to the next month.

Standard members do not receive AI spend credit.

AI cashback applies to purchases at the following merchants:

If a merchant is not on this list, base cashback rates apply instead.

The eligible AI merchant list is the list currently in effect and may change.

Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.

Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.

XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.

UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.