Overview
The number of cards you can have on Plasma depends on your tier. You can have both virtual and physical cards on your account, with physical cards coming soon.
Virtual cards
| Lite | Core | Platinum |
Free virtual cards | 1 | Up to 2 | Up to 3 |
Additional virtual cards | Coming soon, at an additional cost | Coming soon, at an additional cost | Coming soon, at an additional cost |
When you upgrade your tier, you get access to additional card slots immediately. You can issue your additional cards from the Cards section of the app.
Physical cards
Physical cards are coming soon for Core and Platinum members.
| Lite | Core | Platinum |
Physical card | Not included | 1 free | 1 free |
Additional physical cards | Not included | Coming soon, at an additional cost | Coming soon, at an additional cost |
How multiple cards work
All of your cards, whether virtual or physical, are tied to the same single balance. Each card has its own card number and PIN, and you can set individual spending limits and labels for each card to help you stay organised. However, every transaction across all your cards draws from the same account balance.
Your cashback rates apply to all of your cards regardless of which card you use to spend. However, Visa benefits are tied to the specific card used to make the purchase. To access Visa Signature benefits, use your Lite or Core card. To access Visa Infinite benefits, use your Platinum card.
Cashback spend bands, caps and limits are calculated on an aggregate basis across all cards in your account, multiple cards do not multiply your cashback.
Default card
You can set any of your cards as your default card. Your default card appears on your home screen and at the top of your card stack in card settings. It does not affect which card is charged for a transaction.
How to change your default card
Tap the Card in the home screen
Select the card you want to set as default
Tap Settings
Tap Set as Default
Card labels
You can give each card a custom label to help you tell them apart.
How to change your card label:
Go to the Cards section in the app
Select the card you want to relabel
Tap Settings
Tap Card Label and enter your new label
What if I downgrade my tier?
If your tier changes, you keep all of your existing cards. However, your cashback rates, fees, and perks will reflect your new tier from the moment it changes.
Terms
Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.
Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.