Plasma cardholders can enjoy exclusive benefits, including rebates and cashback, for eligible AI subscriptions. This article explains how these benefits work, eligibility criteria, and common questions.
Overview of Benefits
Plasma cardholders receive either a fixed monthly rebate or cashback at their card tier’s rate on eligible AI subscriptions — whichever is higher. These benefits are applied automatically after the transaction settles, with no activation required.
Key Points:
Rebates are credited in USD directly to your cash balance.
Cashback and rebates do not stack; only the higher benefit is applied.
Rebate amounts and cashback rates vary by card tier — see Plasma Card Tier Benefits.
→ See: Cashback rates and spend bands by tier for the full band breakdown.
→ See: Overview of Plasma One perks and benefits for full details on how to access and redeem each perk.
How Rebates and Cashback Are Applied
Fixed Rebate or Percentage Cashback: For each eligible subscription, the higher of your tier’s fixed monthly rebate or your tier’s cashback rate is applied.
For example, for a Platinum member with a $20 monthly rebate and a 10% cashback rate:
— A $100/month subscription earns the $20 rebate (higher than $10 cashback). — A $300/month subscription earns 10% cashback ($30), as it exceeds the $20 rebate.
Rebate Mechanics: Rebates are credited in USD, not XPL, and appear in your cash balance after the transaction settles. Rebates replace XPL cashback for eligible transactions.
Timing: Cashback or rebates are confirmed and posted after the transaction moves out of the pending state and fully settles.
Eligibility Criteria
To qualify for rebates or cashback:
The subscription must be purchased directly from the provider using your Plasma card. See the current list of eligible AI providers.
Purchases made via third-party platforms (e.g., Apple App Store, Google Play) are not eligible.- If your subscription is billed through the Apple App Store or Google Play, the merchant of record is Apple or Google, not the AI provider. To qualify for cashback, you must cancel the subscription and re-subscribe directly on the AI provider’s website using your Plasma card. Payments made via intermediaries like PayPal or Apple Pay are ineligible because the merchant of record is the intermediary, not the AI provider.
Common Questions
Why don’t I see my rebate in the Tiers tab?
Rebates are credited as USD to your cash balance, not as XPL cashback. Check your transaction history and cash balance for confirmation.
Can I earn both the rebate and cashback?
No, only the higher of the two benefits is applied. For example, on a tier with an $8.33 monthly rebate and a 5% cashback rate, a $99.60 subscription earns the $8.33 rebate (higher than $4.98 cashback).
Do I earn XPL cashback on top of the rebate?
No, the rebate replaces XPL cashback for eligible transactions.
What happens if I cancel or get a refund?
If a transaction is refunded, reversed, or charged back, the associated rebate or cashback is also reversed.
What if I pay for my AI subscription via PayPal or another intermediary?
The charge is billed by the intermediary (e.g., PayPal), not the AI provider, so it does not qualify for cashback. Pay directly on the provider's website using your Plasma card.
What if my AI subscription is billed through the Apple App Store or Google Play? Apple or Google becomes the merchant of record, so the charge is ineligible for cashback. You can either keep the subscription on Apple/Google billing (ineligible) or cancel and re-subscribe directly on the provider's website to qualify.
All rewards are subject to the Plasma Rewards Terms and may be modified or discontinued.
Related Topics
Plasma Card Tier Benefits
Managing Your Cash Balance
Understanding XPL Rewards