Overview
Cashback on Plasma One uses a stepped band system. Higher tiers earn more before their rate steps down.
All cashback is currently paid out weekly (currently on Thursdays) to your XPL balance. Rewards may remain pending for several days after a transaction posts and vest only at the end of the pending period. Payout timing may change.
Your cashback rate applies only up to your monthly spend band limit. For example, if your cashback rate is 1% and your monthly spend band limit is $1,000, the maximum cashback you can earn is $10 per month.
Lite
Base cashback
On your monthly spend | Cashback rate |
First $500 | 2% |
On the rest ($500+) | 0.1% |
Referral cashback
Duration | Rate |
3 months | 0.25% |
Core
Base cashback
On your monthly spend | Cashback rate |
First $1,000 | 3% |
Next $1,000 ($2,000 total) | 2% |
Next $1,000 ($3,000 total) | 1% |
On the rest ($3,000+) | 0.25% |
AI cashback
Applies to eligible purchases at AI merchants. Replaces base cashback rather than stacking on top. Once the monthly cap is reached, base cashback rates apply.
On your monthly AI spend | Cashback rate |
First $250 | 5% |
Next $250 ($500 total) | 4% |
On the rest ($500+) | 1% |
Referral cashback
Rate | Duration |
1% | 3 months |
Platinum
Base cashback
On your monthly spend | Cashback rate |
First $3,000 | 4% |
Next $7,000 ($10,000 total) | 3% |
Next $5,000 ($15,000 total) | 2% |
On the rest ($15,000+) | 1% |
AI cashback
Applies to eligible purchases at AI merchants. Replaces base cashback rather than stacking on top. Once the monthly cap is reached, base cashback rates apply.
On your monthly AI spend | Cashback rate |
First $500 | 10% |
Next $500 ($1,000 total) | 5% |
On the rest ($1,000+) | 1% |
Airline cashback
Applies to eligible purchases with partner airlines including United Airlines, Emirates, Singapore Airlines, Cathay Pacific, and British Airways. Replaces base cashback rather than stacking on top. Once the monthly cap is reached, base cashback rates apply.
On your monthly airline spend | Cashback rate |
First $500 | 10% |
Referral cashback
Rate | Duration |
1% | 6 months |
Learn more
→ See: How does AI cashback work?
Terms
Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.
Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.
XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.
UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.