What Is Tap to Pay?
Tap to Pay lets you accept contactless in-person payments using your phone — no card reader or additional hardware required. Powered by Stripe, customers simply tap their credit card, debit card, or phone (Apple Pay / Google Pay) on your device to pay on the spot.
It's the fastest way to collect payment in the field. Finish the job, pull up the invoice, and get paid before you leave the property.
Quick Facts
Available on: All plans (Essentials, Beginner, Pro, Elite, Max)
Powered by: Stripe
Hardware required: None — your phone is the payment terminal
Accepts: Contactless credit cards, debit cards, Apple Pay, Google Pay
Monthly fees: None
Setup fees: None
How It Works
Step 1: Connect Stripe
If you haven't already, connect your Stripe account to QuoteIQ. Stripe handles all payment processing — there are no separate monthly fees or setup costs for Tap to Pay.
Step 2: Create or Open an Invoice
Create an invoice for the completed job, or open an existing unpaid invoice from the customer's profile.
Step 3: Select Tap to Pay
When collecting payment in person, select the Tap to Pay option. Your phone activates its NFC reader and displays a prompt for the customer.
Step 4: Customer Taps
The customer taps their credit card, debit card, or phone (Apple Pay / Google Pay) on your device. Payment is processed instantly through Stripe.
Step 5: Payment Confirmed
You get instant confirmation that the payment was processed. The invoice is automatically marked as paid in QuoteIQ. Both you and the customer receive a receipt.
Why Use Tap to Pay?
No Hardware to Buy
Unlike traditional card readers that require purchasing a separate device, Tap to Pay uses your phone's built-in NFC chip. Your phone is the payment terminal — no dongles, no card readers, no extra equipment to carry around.
Get Paid On-Site
Collect payment the moment you finish the job. No waiting for customers to pay an invoice later, no chasing down payments, no "I'll send a check" situations. You leave the property paid.
Fast and Secure
Payments are processed through Stripe with the same security as any major payment processor. Contactless payments use NFC encryption — no card numbers are stored on your device.
Works Alongside Other Payment Methods
Tap to Pay is one of several payment options available in QuoteIQ. Customers can also pay via:
Online (via invoice link): Credit/debit cards, ACH bank transfer, Apple Pay, Google Pay
In-person: Card reader (swipe, chip, tap), Tap to Pay, cash (mark as cash in app), check (mark as check in app)
Tap to Pay vs. Card Reader
Feature | Tap to Pay | Card Reader |
Hardware required | None — uses your phone | Yes — separate device needed |
Contactless payments | Yes | Yes (if reader supports NFC) |
Chip/swipe payments | No — contactless only | Yes |
Setup cost | None | Device purchase required |
Best for | Quick contactless payments in the field | Full in-person payment flexibility |
Many contractors use both: Tap to Pay for quick contactless payments and a card reader as a backup for customers who prefer chip or swipe.
Payment Processing
Powered by: Stripe
Monthly fees: None
Setup fees: None
Payout speed: 1-3 business days
Standard Stripe processing fees apply to all transactions. There are no additional QuoteIQ charges on top of Stripe's rates.
Frequently Asked Questions
What is Tap to Pay?
Tap to Pay is an in-person contactless payment feature built into QuoteIQ. Powered by Stripe, it lets customers tap their credit card, debit card, or phone (Apple Pay / Google Pay) on your device to pay instantly — no card reader or additional hardware needed.
Is Tap to Pay available on my plan?
Yes. Tap to Pay is available on all QuoteIQ plans: Essentials ($29.99/mo), Beginner ($74.99/mo), Pro ($149.99/mo), Elite ($299/mo), and Max ($699/mo).
Do I need to buy any hardware?
No. Tap to Pay uses your phone's built-in NFC chip. Your phone is the payment terminal — no card reader, dongle, or external hardware required.
What payment methods does Tap to Pay accept?
Contactless credit cards, contactless debit cards, Apple Pay, and Google Pay. The customer taps their card or phone on your device.
Does Tap to Pay cost extra?
No monthly fees or setup fees. Standard Stripe processing fees apply to each transaction, just like all other payment methods in QuoteIQ.
Do I need a Stripe account?
Yes. QuoteIQ uses Stripe for payment processing. If you haven't connected Stripe yet, you'll need to set it up in your QuoteIQ account before using Tap to Pay.
How fast do I get my money?
Stripe payouts typically arrive in 1-3 business days, the same as all other Stripe payments processed through QuoteIQ.
Can I still use a card reader?
Yes. Tap to Pay and card reader payments both work in QuoteIQ. Tap to Pay handles contactless payments while a card reader can handle chip and swipe transactions. Use whichever works best for the situation — or both.
Is Tap to Pay secure?
Yes. Payments are processed through Stripe using NFC encryption. No card numbers are stored on your device. Stripe handles all PCI compliance and data security.
Does the invoice automatically update when a Tap to Pay payment is made?
Yes. When a customer pays via Tap to Pay, the invoice is automatically marked as paid in QuoteIQ and both you and the customer receive confirmation.
Need help? Contact us at support@quoteiq.io or text (912) 913-7154.