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Do I need to declare a policy cancellation to future insurers?

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Written by Ticker
Updated this week

1. Voluntary cancellations

If you cancel a policy voluntarily, you don't need to declare this when getting insurance in the future.

Example: you accidentally declared you had three years' NCD instead of two and need to cancel the policy because it's now too expensive. You don't need to declare this to your next insurer.

2. Insurer cancellations

If we cancel your policy, it's usually because you didn't cancel voluntarily in the time given. We always give you time to cancel the policy yourself and find insurance elsewhere.

This kind of cancellation must be declared when applying for new insurance policies and may affect your premiums.

Example: we let you know that your insurance policy would end in five days' time unless you cancelled voluntarily before then. You didn't meet the deadline, so we cancelled the policy. You must declare this to your next insurer.

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