Although we're not responsible for enforcing speed limits, we do take our moral responsibility to help our drivers be safe very seriously. Speeding is one of the biggest factors in fatal crashes, so it's also a big factor in our policies that revolve around driving behaviour.

When you buy insurance from us, you agree to the policy terms. These include driving in a safe way.

Repeated speeding shows a normalised behaviour. We'll give you plenty of feedback and time when it comes to more minor speeding, but continued speeding could indicate that you're a high-risk driver.

In this case, we may ask you to leave us because it's an engrained habit. We give you five days to cancel the policy voluntarily, which means you don't need to declare the cancellation to your next insurer.

If we have to cancel the policy, you do have to declare the cancellation - which can make finding affordable insurance much harder.

2. Extreme speeding

This is the kind of speeding that would get you prosecuted - a seriously dangerous event. We can't ignore this kind of wilfully dangerous behaviour, even if it's not repeated.

If we consider an event dangerous enough, we'll ask you to leave us. You still get five days to voluntarily cancel, without having to declare a cancellation to your next insurer.

Everyone named on the policy has the same responsibility to drive the insured vehicle safely. Your device doesn't know who's driving, but even if it did, your insurance is to cover the vehicle and how it's driven by the people named on your policy.

If we ask you to leave us, you have five days to cancel your policy before the set cancellation date. This helps you secure affordable insurance in the future, because you don't have to declare you've had a policy cancelled.

You can cancel your policy by starting a chat in your app.

If you have evidence of an error (like proof of a new speed limit for the location), we're very happy to look into the issue. While errors are extremely rare, we never want to treat you unfairly and will always investigate.

This might be if your vehicle is stolen or it's being tested by a mechanic. We ask that you let us know in advance if your vehicle is going to the garage, just in case someone drives your vehicle dangerously.

However, if you have evidence that someone not named on your policy has driven your car dangerously after we've notified you about cancellation, we will review it. Find out more about what that evidence should be.

We take asking someone to leave very seriously, and only do so after a careful review of the data. Our decision is final, unless you have evidence that proves you or a named driver were not responsible, or that a speed limit was incorrect.

Every driver gets five days' notice if they need to leave us. This gives them time to cancel their policy voluntarily and secure insurance elsewhere.

We try to provide warning about risky driving before it becomes a serious issue, but in the event of extremely dangerous behaviour, we will proceed straight to the five days' warning.