A step-by-step guide to the Rentmigo application process, from start to finish.
How it starts
Rentmigo works in partnership with your landlord or letting agent, so your application begins once they are set up on the platform.
If your landlord is not yet using Rentmigo, you can invite them directly from the Rentmigo home page. We will reach out to them on your behalf and help get them onboarded.
Once your landlord is registered, they will add the property to the platform and invite you to apply. You will receive a link to begin your application. There is no separate sign-up process - your application begins through your landlord's invitation.
What you will need
Before you begin, it helps to have the following to hand:
A valid government-issued photo ID (passport, visa, or driving licence)
Access to your UK bank account (if applicable) for the open banking step
Any supporting documents relevant to your circumstances (payslips, employment contract, tax return, or proof of funding)
Details of the property you are applying for, including the monthly rent and contract length
How the application works
Step 1: Receive your invitation. Your landlord or letting agent registers the property with Rentmigo and invites you to apply. You will receive a link to begin.
Step 2: Create your account and verify your identity. Follow the link to register on the Rentmigo platform. You will upload your government-issued ID and complete a short biometric check (a selfie). This is handled securely by our identity verification partner, Plaid. The process is fully digital and can be completed in around 5 to 10 minutes.
Step 3: Complete your financial assessment. Depending on your circumstances, this may include connecting your bank account via open banking, uploading supporting documents, or both. The platform will guide you through exactly what is needed.
Step 4: Receive your outcome. Your application is assessed against our acceptance criteria. You will typically receive a decision within 48 hours.
Step 5: Agreement and payment. If approved, you will be asked to sign a tripartite (three-way) agreement between you, your landlord, and Rentmigo. Your guarantee fee is a single one-off payment of between 2 and 4 weeks' rent, based on your individual application and assessment outcome. The guarantee is not issued until payment is complete.
Step 6: Your guarantee is issued. Once the agreement is signed and payment is received, your rent guarantee is issued. You and your landlord each receive a guarantee certificate confirming the guarantee in place.
If a Responsible Third Party is supporting your application
A Responsible Third Party (RTP) is someone, typically a parent, family member, or other trusted individual, who provides financial evidence to strengthen your application. They are not legally liable for your rent. Their role is simply to demonstrate additional financial support.
If an RTP is supporting your application, you will need the following from them before you begin:
Their full name, email address, and phone number
Three months of their original bank statements (screenshots are not accepted)
You will upload these documents yourself as part of your application. The documents are verified through our fraud detection and document checks, so please ensure they are clear, unedited, and in their original format.
It is worth speaking to your Responsible Third Party in advance so they are prepared to provide what is needed.