Qliro payment options and why some options may not appear

With Qliro you can pay the full amount right away using:

• Swish
• Vipps
• MobilePay
• Apple Pay
• Card
• Direct bank payment such as Trustly

These options give you an instant payment experience in the app you already use every day and are especially common in Qliro’s Nordic home market.

Qliro also lets you move the payment to later, for example:

• Invoice
Get your invoice by email or in the Qliro app and pay everything at once on the due date. Many merchants use 14 or 30 days, but the exact period can vary.

• Flexible monthly part payment
Turn your purchase into a flexible monthly plan. You choose to pay only part of the invoice and Qliro converts it into a flexible credit where you pay at least a minimum amount each month.

• Fixed monthly part payment
Pay the same fixed amount every month for a set time period. Typical plans are from about 3 up to 36 months, depending on merchant, country and Qliro credit rules.

Exact fees, interest, term lengths and total cost are always shown by Qliro at checkout and in the Qliro app before you confirm the agreement.

You manage your Qliro payments in the Qliro app, where you can:

• See all invoices and part payments
• Extend the due date in some markets, for example by 10 days at no extra cost
• Change a purchase from invoice to monthly payments
• Pause an invoice while you return items

Qliro only shows the payment methods that are allowed for your:

• Country and currency
• Device and payment channel
• Basket content and order value
• Personal credit assessment for invoice and part payment

If you do not see Qliro or a specific method such as Swish, Vipps or MobilePay:

If Qliro does not appear you can always complete your purchase with other available methods in our checkout.