What Are RizPoints?
RizPoints (RP) are loyalty points you earn every time you spend with Rizon. They work like a scorecard of loyalty and unlock cashback, perks, and privileges as you move through higher tiers.
How Tiers Work
Every user starts in Standard tier.
As you spend more with Rizon, you automatically upgrade into higher tiers.
Each tier offers:
Better cashback %
Lower transaction fees
More efficient point earning (fewer $ per point)
Extra perks like travel, insurance, subscriptions, and protections (coming soon).
Tier Unlocks
Standard → Entry tier (all new users).
Silver → After reaching $100 spend. Unlocks 0.5% cashback.
Gold → After reaching $5,000 spend. Unlocks 1% cashback.
Emerald → After reaching $50,000 spend. Unlocks 1.5% cashback.
Diamond → After reaching $250,000 spend. Unlocks 2% cashback + exclusive perks (coming soon).
Earning Rules of RizPoints
Standard: 1 RP per $10 spent.
Silver: 1 RP per $10 spent + 0.5% cashback.
Gold: 1 RP per $8 spent + 1% cashback.
Emerald: 1 RP per $5 spent + 1.5% cashback.
Diamond: 1 RP per $1 spent + 2% cashback.
🔑 Notes:
Cashback % applies to all eligible spend, excluding restricted categories (gambling, crypto purchase, etc.).
Cashback stacks with point earnings (you always earn both).
Feature | Standard | Silver | Gold | Emerald | Diamond |
Unlock Requirement | Default | $100 spend | $5,000 spend | $50,000 spend | $250,000 spend |
Referral Rewards | 5RP per referral (capped at 10) | 6RP per referral (capped at 30) | 10RP per referral (capped at 50) | 15RP per referral (capped at 100) | 20RP per referral (unlimited) |
Cards | 1 virtual card at 75% off | 2 virtual cards at 75% off | 3 virtual cards at 75% off | 3 free virtual cards included | 10 free virtual cards included |
Points Rate | 1 RP / $10 | 1 RP / $10 | 1 RP / $8 | 1 RP / $5 | 1 RP / $1 |
Cashback % | – | 0.5% | 1% | 1.5% | 2% |
24/7 In-app Priority Support | – | – | – | Yes | Yes |
Purchase protection (theft/damage) | – | – | – | – | Yes (coming soon) |
Refund protection | – | – | – | – | Yes (coming soon) |
Travel Insurance | – | – | – | – | Yes (coming soon) |
Cancel-for-any-reason Insurance | – | – | – | – | Yes (coming soon) |
Subscriptions Included | – | – | – | 5+ Subscriptions Included | 10+ (NordVPN, Saily, Netflix, Wework, + more) Coming soon |