Overview
The Rizon referral program is now a monthly leaderboard competition, where users compete based on the number of qualified referrals.
Top performers earn cash rewards directly to their Rizon account.
Monthly Prizes
1st Place: $1,000
2nd Place: $700
3rd Place: $300
How the Leaderboard Works
1. Ranking
Users are ranked based on the total number of qualified referrals within a given month.
2. Monthly Reset
The leaderboard resets at the start of each month, giving everyone a fresh chance to compete.
3. Reward Payout
Rewards are distributed after the monthly reset and credited directly to your Rizon balance.
Referral Qualification
For a referral to count toward the leaderboard, your friend must:
Sign up using your referral code
Add funds to their account
Order a virtual card
Start spending
To fully qualify, they must:
Complete at least 10 transactions
Reach a total spend of $100 or more
Use their Rizon card
Transaction Rules
1. One Transaction Per Day
Only one qualifying card purchase per day counts toward referral progress.
2. Eligible Transactions
Only real card purchases qualify, including:
Groceries
Online or in-store shopping (with MCC exclusions)
Subscriptions (e.g. Netflix, Spotify)
Everyday spending
3. Non-Eligible Transactions
The following do not count:
Transfers to other accounts or wallets
Account top-ups (e.g. PayPal, Revolut, Skrill, Zen, crypto exchanges)
ATM withdrawals or cash equivalents (gift cards, gambling, prepaid cards)
Refunded transactions (even after 30 days) don’t count.
Artificial or split transactions to game the system
4. MCC Exclusions
Certain merchant categories are excluded.
Important Notes
Only qualified referrals count toward leaderboard ranking
Rizon reserves the right to disqualify referrals that violate the rules
Fraudulent or abusive behavior may result in reward removal or account action
Rules may evolve - always check the app for the latest version
Refunded transactions (including those refunded after 30 days) do not qualify and may result in referral disqualification.
Need Help?
If something doesn’t look right or you have questions, contact us:
Via the Rizon app
Or email: hello@getrizon.comCan My Referral Be Rejected?
Yes. If the activity doesn’t meet program rules (e.g., topping up PayPal instead of making purchases, refunded transactions), the referral will not be counted.
Rizon also reserves the right to revoke rewards in cases of fraud or abuse.
Important Notes
Referral rules may vary by campaign. Always check the app for the most current details.
We’re constantly improving the referral program to keep it fair, transparent, and rewarding for our community.
Need Help?
Still have questions? Contact us anytime via the app or at hello@getrizon.com.