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Nomad Insurance Complete: Is There a Deductible or Co-Insurance?

deductible excess co-payment co-insurance

No. Nomad Insurance Complete does not have a deductible or co-insurance.

This means:

  • There is no fixed amount you must pay before coverage applies.

  • You are not required to split covered costs with SafetyWing.

For eligible treatment, reimbursement is made according to your plan terms.


Why Might I Still Have Out-of-Pocket Costs?

You may still have out-of-pocket expenses if:

  • The treatment is not covered under the policy

  • Provider charges exceed Usual, Customary, and Reasonable (UCR) rates in that location

  • Pre-approval was required but not obtained in advance (which may reduce reimbursement)

For full details — including any add-ons — refer to your proof of insurance email and official plan document.

If you have questions about your specific situation, contact Customer Care for assistance.

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