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Nomad Insurance Complete: What should I do in an emergency?

If you experience a medical emergency while covered under Nomad Insurance Complete, follow the steps below.


Step 1: Get medical help immediately

Your health comes first.

Go to the nearest hospital or emergency facility and receive the treatment you need.


Step 2: Contact the 24/7 medical assistance line

As soon as you’re able, contact the 24/7 global assistance line from our insurance partner, VUMI Global.

📞 +1 855 276 8864

Please have the following information ready:

  • Your health plan ID number

  • The name and contact details of the hospital where you are receiving treatment


Guarantee of Payment (GOP)

If needed, a Guarantee of Payment (GOP) can be arranged for the first 24 hours of hospital care.

This can be extended if you require a longer hospital stay.

If you request a Guarantee of Payment, you do not need to submit a separate notification — the request covers that requirement.


When is notification required?

Notification requirements depend on the cost of care.

Emergency costs under USD 500

No notification is required.

Emergency costs over USD 500

Notification is required.

To notify us:

  1. Log in to your SafetyWing dashboard

  2. Click “I have an emergency.”

  3. Complete the form


Treatments that require notification

(Notification applies only if the cost exceeds USD 500.)

  • Hospital admissions

  • Hospital or outpatient surgeries

  • Major diagnostic procedures (such as MRI, CT scan, PET scan, gastroscopy, colonoscopy, or biopsy)

  • Physical or rehabilitative therapy

  • Home health care

  • A private nurse or therapist

  • Nasal or reconstructive procedures

  • Emergency transportation by air ambulance

  • Durable medical equipment or special medical devices

  • Repatriation or cremation of mortal remains

  • Outpatient mental health treatment

  • Complementary therapies (excluding massage therapy)


If you could not notify us in advance

If you are unable to notify us before treatment, please submit notification within 72 hours of the emergency through your SafetyWing account.


If you have questions, our Customer Care team is happy to help.

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