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Saga HealthPlan Super Cover Summary

Our best level of protection for eligible inpatient and day-patient cover

Saga HealthPlan Super offers unlimited cover for eligible outpatient treatment including consultations, diagnostic tests, scans and physiotherapy.

Super also includes up to £2,000 a year for therapist (osteopath/chiropractor), acupuncturist charges, treatment of mental health conditions, the use of a private ambulance, nursing at home, recuperative care and even assistance towards some major dental work.

Benefits

Saga HealthPlan Super

Inpatient and day-patient treatment

Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List

No annual maximum at a hospital listed in the Saga Countrywide Hospital List or a hospital we have chosen with you

Specialist fees and diagnostic tests*

No annual maximum

Treatment of mental health conditions

Up to 28 days per year

Outpatient treatment

Surgical procedures

No annual maximum

Consultations with a specialist, diagnostic tests, practitioner and physiotherapy charges*

No annual maximum

Practitioner and physiotherapist charges*

No annual maximum

Therapist and acupuncturist charges*

Up to £2,000 per year

Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis

No annual maximum

CT, MRI and PET scans

No annual maximum

Treatment of mental health conditions

Up to £2,500 per year

Additional benefits

NHS cash benefit for up to 20 nights per year

£150 per night, up to £3,000 per year

Nursing at home

Up to 13 weeks per year

Recuperative care

Up to £2,000 per year

Private ambulance

No annual maximum

Major dental cash benefits for specified dental procedures

Up to £1,500 per year

MSK Direct Access

This benefit is included

Second opinion service

This benefit is included

Saga GP service

This benefit is included

Anytime Healthline

This benefit is included

Cancer Care Team support

This benefit is included

Mental Health Direct Access

This benefit is included

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Saver Plus policy book, which can be found on this page.

Please be aware:

Your policy will not cover you for:

Where can I find more information?

Treatment of medical conditions that existed, or you had symptoms of, before joining (in some circumstances you may have joined on a different basis)

Section 5 of the HealthPlan Saver Plus policy book

Treatment of ongoing, recurrent and long-term conditions (chronic conditions)

Section 7 of the HealthPlan Saver Plus policy book

Dental procedures other than the major dental cash benefit or the dental injuries benefit or those included under the optional Health Cash Benefits Cover

Section 6 of the HealthPlan Saver Plus policy book

Routine pregnancy and childbirth

Section 6 of the HealthPlan Saver Plus policy book

Urgent or emergency treatment

Section 4 of the HealthPlan Saver Plus policy book

Charges when treatment is received outside of the Saga Countrywide Hospital List (unless the treatment has been approved by us in advance)

Section 8 of the HealthPlan Saver Plus policy book

Benefits that are not covered or above your allowances

Section 4 of the HealthPlan Saver Plus policy book

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