Prompt access to inpatient and day-patient treatment and benefits including up to £2,500 towards outpatient consultations and diagnostic tests.
You will also receive full cover for outpatient CT, MRI and PET scans plus a wide range of cover features as laid out in the table below.
Benefits | Saga HealthPlan Secure |
Inpatient and day-patient treatment |
|
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List | No annual maximum at a hospital listed in the Saga Countrywide Hospital List or a hospital we have chosen with you |
Specialist fees and diagnostic tests* | No annual maximum |
Treatment of mental health conditions | Up to 28 days per year |
Outpatient treatment |
|
Surgical procedures | No annual maximum |
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist and acupuncturist charges | Up to £2,500 per year |
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis. | No annual maximum |
CT, MRI and PET scans. | No annual maximum |
Treatment of mental health conditions | Up to £2,000 per year |
Additional benefits |
|
NHS cash benefit for up to 20 nights per year | £100 per night, up to £2,000 per year |
Nursing at home | Up to 13 weeks per year |
Recuperative care following eligible inpatient treatment | Up to £1,000 per year (maximum 30 days per year) |
Private ambulance | No annual maximum |
Major dental cash benefits for specified dental procedures | Up to £1,000 per year |
MSK Direct Access | This benefit is included |
Second opinion service | This benefit is included |
Saga GP service | This benefit is included |
Anytime Healthline | This benefit is included |
Cancer Care Team support | This benefit is included |
Mental Health Direct Access | This benefit is included |
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure policy book, which can be found on this page.
Be aware:
Your policy will not cover you for: | Where can I find more information? |
Treatment of medical conditions that existed, or you had symptoms of, before joining (in some circumstances you may have joined on a different basis) | Section 5 of the HealthPlan Secure policy book |
Treatment of ongoing, recurrent and long term conditions (chronic conditions) | Section 7 of the HealthPlan Secure policy book |
Dental procedures other than the major dental cash benefit or those included under the optional Health Cash Benefits Cover | Section 6 of the HealthPlan Secure policy book |
Routine pregnancy and childbirth | Section 6 of the HealthPlan Secure policy book |
Urgent or emergency treatment | Section 4 of the HealthPlan Secure policy book |
Charges when treatment is received outside of the Saga Countrywide Hospital List (unless the treatment has been approved by us in advance) | Section 8 of the HealthPlan Secure policy book |
Benefits that are not covered or above your allowances | Section 4 of the HealthPlan Secure policy book |