Key protection is embedded within our Saga Plus Car Insurance cover level as a standard feature and can be added to Select/Standard Insurance policy cover levels, for an additional cost.
If your keys are stolen, lost or they are accidentally damaged/broken, we will provide cover up to £2500 per claim, for the following:
Broken Keys/Fobs
Lost/Stolen Keys/Fobs
Locksmith charges
Replacement locks
Wear and tear is also covered, up to £250 and the keys of any named drivers/immediate family members living at the policyholder's address, are also covered.
There is no excess to pay, and any claims made will not impact your insurance claims history.
There is a 24 hour / 365-day emergency helpline, and you're covered for this within the UK and European Union (this includes Bosnia & Herzegovina and Montenegro).
For new claims in the UK, please dial 0800 068 1574.
If you're abroad, please dial +441603367200.
You must notify us as soon as reasonably possible, but within 60 days, of any insured event which may give rise to a claim.
Key Protection cover is underwritten by Fortegra Europe Insurance Company Ltd and administered by Soter Professional Services.
Please note, Key protection is available on our Insurance policies only. If you have Saga Breakdown Assistance cover you may be covered for damage to your vehicle key, you can see details of what is covered under Saga Breakdown Assistance by clicking here.