If the policyholder has married or family cover and they become legally separated or divorced, then their husband, wife or partner will no longer be eligible to be a family member on this policy.
The policyholder must inform SAGA in writing that they have become separated or divorced, and their husband, wife or partner may apply, within 90 days of notification of divorce or legal separation to join as the policyholder of an individual plan, even if they are under the age of 50.
If they join within that period, then they can continue with the same underwriting terms that applied on this policy. Cover must be continuous, and any special terms will continue to apply.