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I plan to make a larger deposit into my pillar 3a account. What should I consider?
I plan to make a larger deposit into my pillar 3a account. What should I consider?

You are considering a larger deposit? Here is some helpful information for you.

Laurène Soubrier avatar
Written by Laurène Soubrier
Updated over 7 months ago

Remember that there is a maximum yearly limit for your pillar 3a contributions.

Should I deposit a larger amount all at once or split it into several different deposits?

In terms of tax advantage, it does not make a difference whether you make one single larger deposit or several smaller deposits into your pillar 3a account during the same calendar year.

Selma fully supports regular investing in pillar 3a and recommends splitting your yearly contributions into regular monthly deposits. This helps you to balance the short-term ups and downs of markets.

Does Selma invest my deposit immediately once the money arrives in my 3a account?

Pillar 3a investments take place weekly and once there is CHF 500.- in cash on the pillar 3a account.

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