You don’t need to send money to someone’s wallet address. Just use their phone number. Even if they haven’t signed up for Sentz, once they do they’ll see the funds in their wallet. You can also cancel this transaction before they sign up. Other ways to pay:

1. Using their Sentz URL (each sentz user has a payment link)

2. Using their Sentz display name (search in the app when adding a contact for a payment you’re sending)

3. Using their USDC or USDT deposit address. Let’s say you aren’t a Sentz user, but want to send funds to a Sentz user. Just ask them to share their Sentz USDC or USDT deposit address (found by choosing “Fund” > “With Stablecoins” > then copy the wallet address ensuring that the network matches what the sender will be using to send funds). Once they receive the USDT or USDC, that will be converted to eUSD and available in their wallet.

4. Using Sentz Wallet address: There may be times where it makes sense to send to the Sentz wallet address. Let’s say you have eUSD from an exchange like BigOne and you want to send that to a Sentz wallet. BigOne requires a valid eUSD wallet and you can find that by choosing the “QR Code” icon in the home screen, then tap on the ellipses (three dots on the top right), and select “View Wallet Address”. Paste this into big one as the address you’re delivering funds to.