In Sequence, your Income Sources and Pods aren’t just numbers on a screen — they’re real checking accounts held with our partner, Thread Bank.
Think of it like this:
When you have $400 in Venmo, Venmo isn’t a bank
Venmo stores your funds at an FDIC-insured partner bank
Sequence works the same way — we provide the software layer, and your money is held securely by Thread Bank
Who Is Thread Bank?
Thread Bank is a fully chartered, FDIC-insured U.S. bank and a trusted partner in financial technology.
Every Income Source and Pod you create in Sequence is:
A real checking account
Held at Thread Bank
FDIC insured up to $250,000 per depositor, per ownership category
Want to learn more? Visit Thread Bank’s site:
https://thread.bank/
Why This Matters
Your money in Sequence is just as safe as in any other U.S. checking account
Sequence provides the automation and organization layer
Thread Bank provides the regulated banking infrastructure & FDIC protection
FAQs
Is my money FDIC insured?
Is my money FDIC insured?
Yes. All funds in Pods and Income Sources are held in real Thread Bank checking accounts and insured up to $250,000 per depositor, per ownership category.
Is Sequence a bank?
Is Sequence a bank?
No. Sequence is not a bank — it’s a software platform.
Thread Bank provides the underlying accounts and insurance.
What happens if Thread Bank closes?
What happens if Thread Bank closes?
FDIC insurance protects your funds. In the unlikely event of a bank closure, the FDIC ensures you receive your insured deposits.
Can I open a Thread Bank account directly?
Can I open a Thread Bank account directly?
No. Sequence manages all account creation behind the scenes.
Just open Pods or Income Sources — we handle the banking setup automatically.
Does Thread Bank see my automations?
Does Thread Bank see my automations?
No. Thread Bank provides the bank accounts.
All rule logic, automations, and fund movements are controlled entirely within Sequence.