How to get a quote or policy
On your Portfolio overview, select Insure your car.
After the intro screens, confirm where the vehicle will be parked at night and enter its number plate.
You’ll then be provided with a quick estimate. If you’d like to continue to a full quote that you can adjust, select ‘Continue to quote’.
Select the excess, add any additional drivers, and choose optional extras (like roadside assistance, courtesy car hire, or excess-free glass repairs). You’ll also need to answer some additional questions.
Review the quote, and edit any details if you need to.
Review the policy wording.
The quote will be saved so you can return to it later. You can access it under Insurance from your Portfolio overview.
To buy the policy, select when you’d like it to start, whether you want to pay monthly or annually, then enter your payment details (credit/debit card).
You’ll be emailed a copy of the policy. You can also access it through your Portfolio overview under Insurance.
Insurance eligibility
You may be able to get Sharesies Car Insurance by Cove if:
you’re 21 years old or over
your car is for personal car use only, not for commercial or business use
your car is not worth more than $130,000 NZD
your car isn’t an excluded model (including Teslas, BYD), older than 1980, a 3-seater van, or performance vehicle. Reach out to our Customer Care team if you’re unsure whether your car may fall into this category.
Insurance underwriting
To offer car cover, we’ve teamed up with Cove. Cove is an independent NZ insurance provider underwritten by one of the world’s largest insurers, Aioi Nissay Dowa with an A+ financial strength rating. Sharesies Car Insurance by Cove is issued by Cove Limited in accordance with the authorisation granted to it by the underwriter, Aioi Nissay Dowa Insurance Company Limited.
Sharing your information
Sharesies and Cove may share information to provide you with, and email you about, your estimate, and any resulting cover.
Please see our Privacy Policy for further details on how we collect, hold, and use your personal information.