No. As of January 1, 2014 all major medical individual plans must cover pre-existing conditions. If you are purchasing a plan on or off the exchange during Open Enrollment, or with a Qualifying Event during Special Enrollment, you can  no longer be denied coverage or charged more due to pre-existing conditions.

There are many kinds of alternative health insurance plans available that do exclude pre-existing conditions. But we're here to help!

You'll want to run through our online survey to get a specific recommendation for a plan that covers what you need and minimizes your total cost.

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