Go to Take Command
English
;
English
Go to Take Command
English
;
English
All Collections
Individual Insurance FAQs
Individual Insurance FAQs
By Support
1 author
36 articles
Individual Insurance Overview
What's always covered with every plan?
How is my insurance cost determined?
Can I be denied coverage for pre-existing condition?
Is my condition considered a "pre-existing condition?"
What's Obamacare (in as few words as possible)?
Applying During Open Enrollment
If I want to keep my same plan next year, how do I do that?
Do I need to notify my current carrier if I change plans?
What if I miss open enrollment?
What is Open Enrollment?
Applying During Special Enrollment
What Counts as a Qualifying Event?
If I have not had a Qualifying Event, what are my other options?
I no longer have a health plan...what do I do?
What is "Proof of Loss of Coverage?"
Choosing a Plan
How do I find what insurance plans are available in my area?
What if I have pre-existing conditions that require ongoing care?
What's the deal with Premium Tax Credits?
I'm expecting to have a baby next year
I'm healthy and don't take any medications
Traditional Insurance Alternatives
What is Medi-Share and how does it work?
When can I enroll in a Medi-Share plan?
Short-Term Insurance
What is UnitedHealth One Short-Term Insurance?
Which states have limitations on short-term health insurance plans?
Doctors, Hospitals, Prescriptions
Do I need to have a primary care physician?
Will my doctor remain in network next year?
If I see an out of network doctor, what happens?
Are my doctors, hospitals, and prescriptions covered under a plan?
Dependents
Should I have my spouse and children on separate plans?
How do I add my newborn baby to my plan?
How long can I keep my child on my plan?
Who is eligible to be a dependent under my plan?
Dental
Should I get dental insurance?
Insurance Terminology
What's the deal with the metal tiers?
Deductibles, premiums, co-insurance...what do I need to know?
What's an "on-exchange" or "marketplace" insurance plan?
HMOs and PPOs and EPOs oh my!?