Open Enrollment is an annual period when you can apply for health insurance. This is the one time each year that you don't need a "qualifying event" (like a marriage, move, or birth of a child) to change your health insurance plan. We always encourage people to take advantage of the Open Enrollment period by looking at all their options so you can find the plan that best meets your needs at the lowest cost.

Open Enrollment runs from November 1st through December 15th in most states. That means that between November 1 & December 15, you can apply for coverage to start January 1. If you apply for a plan after Dec 15, you'll need a qualifying life event to qualify for "Special Enrollment."

Please see our article on What is a Qualified Life Event (QLE) if you are outside of open enrollment, and wish to shop.
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