Yes, reimbursement claims must be submitted by March 31 of the year following the year the expense was incurred, and claims submitted after this deadline are not eligible for reimbursement.
This deadline applies to all Take Command Health HRA plans unless your employer plan documents specify a stricter timeframe.
What is the deadline to submit reimbursement claims?
All reimbursement claims must be submitted by:
March 31 of the year after the expense was incurred.
Examples:
Expenses incurred in 2026 must be submitted by March 31, 2027
Expenses incurred in 2025 must be submitted by March 31, 2026
If a claim is submitted after March 31, it will be denied and not reimbursed, even if the expense was eligible.
What counts as the “expense date”?
The expense date is:
The date of service for medical care
The date premiums were paid for insurance coverage
Not the date the receipt was uploaded
Not the date the bill was received
Claims must be submitted based on the year the expense occurred.
How do I avoid missing the deadline?
To avoid losing reimbursement eligibility:
Submit claims as soon as expenses occur
Upload receipts immediately after payment
Do not wait until year-end to submit multiple claims
Regularly check your reimbursement status in the portal
Track expenses monthly instead of annually
What happens if I miss the deadline?
If you submit a claim after March 31:
The claim will be automatically marked ineligible
It will not be reviewed for reimbursement
You will forfeit the reimbursement for that expense
There are no exceptions for late submissions, even if:
You had remaining allowance
The receipt was lost or delayed
The claim was previously started but not submitted
Important Reminders
Although there is a 90-day runout period after the end of the plan year, it is strongly recommended to submit claims as soon as expenses are incurred. This helps prevent lost documentation and ensures timely reimbursement.
Claims submitted after the March 31 deadline will be denied, and any remaining eligible funds may be forfeited. Be sure to submit all claims through the appropriate platform to avoid delays or processing issues.
For questions about submission deadlines or platform-specific processes, contact your employer or plan administrator for assistance.