If AutoPay is active for your health insurance plan through Take Command, you generally should not pay the bill sent by your insurance company because your premium is already being paid through the AutoPay system.
Why did I receive a bill from my insurance company?
Receiving a bill from your insurance company is normal, even when AutoPay is active.
Most insurance carriers continue sending monthly invoices and billing statements regardless of how premiums are paid.
In most cases:
The bill is informational only.
AutoPay is handling the premium payment.
No additional action is required from you.
Receiving a bill does not necessarily mean a payment is due from you.
Should I pay the insurance company bill?
No, if AutoPay is active and functioning normally.
If you are enrolled in AutoPay:
Do not submit a separate payment to the insurance carrier.
Do not set up additional recurring payments with the carrier.
Do not pay the invoice unless specifically instructed to do so by Take Command or your insurance carrier.
Making an additional payment could result in duplicate payments.
How does AutoPay work?
AutoPay helps ensure your insurance premiums are paid automatically.
The AutoPay process generally works as follows:
Premium funds are collected through the approved payment process.
Take Command sends the premium payment to the insurance carrier.
The carrier applies the payment to your policy.
Coverage remains active without requiring manual monthly payments.
When AutoPay is working correctly, you do not need to make separate premium payments each month.
How can I confirm AutoPay is active?
You can confirm AutoPay status by reviewing your Take Command account information or recent communications regarding your enrollment.
Signs that AutoPay is active may include:
Confirmation during enrollment
AutoPay status displayed in your account
Prior premiums successfully paid through AutoPay
If you are unsure whether AutoPay is active, contact Take Command Support before making a payment.
What if the bill says payment is overdue?
Do not assume AutoPay has failed.
Insurance carrier invoices may occasionally cross in the mail with payments that are already being processed or recently submitted.
If you receive:
An overdue notice
A cancellation warning
A late-payment notice
A termination notice
Contact our Customer Experience (CX) team immediately so we can verify the payment status.
Do not make a payment unless instructed to do so.
What happens if I accidentally pay the insurance company?
If you make a payment directly to the insurance carrier while AutoPay is active:
Keep a copy of the payment confirmation.
Contact our Customer Experience (CX) team.
Provide details about the payment amount and date.
Depending on the carrier and payment timing, duplicate payments may require adjustment or refund processing.
When should I contact Take Command Support?
Contact Support if:
You are unsure whether AutoPay is active.
You receive a cancellation notice.
You receive a delinquency or overdue notice.
Your carrier says payment has not been received.
You believe a premium payment was missed.
Support can verify your payment status and advise on any next steps.
Key takeaway
If AutoPay is active through Take Command, you generally should not pay the insurance company bill you receive. Insurance carriers often send invoices even when premiums are being paid automatically. If you receive an overdue or cancellation notice, contact Take Command Customer Experience (CX) team before making a payment.