If you don't want to participate in your employer's QSEHRA for the current plan year, you can waive your HRA benefit during onboarding or annual renewal through your Take Command Member Portal.
What does it mean to waive my QSEHRA?
Waiving your QSEHRA means you've chosen not to participate in your employer's HRA for the current plan year.
If you waive your HRA:
You won't be eligible for HRA reimbursements.
Your employer won't reimburse eligible premiums or medical expenses through the HRA.
Your waiver remains in effect for the current plan year unless you're later permitted to enroll.
How do I waive my HRA?
Sign in to your Take Command Member Portal.
Begin your onboarding or annual renewal.
Navigate to the HRA election step.
Select the option to waive or decline your HRA benefit.
Review the confirmation message.
Confirm your decision.
Your waiver applies to the current plan year.
What happens after I waive my HRA?
After your waiver is confirmed:
Your HRA participation ends for the current plan year.
You won't receive HRA reimbursements while your waiver is active.
Keep your confirmation for your records.
When does this article not apply?
This article applies only to voluntarily declining your QSEHRA benefit.
It does not explain how to rejoin your HRA later or how waiving affects Premium Tax Credits.
Key takeaway
You can waive your employer's QSEHRA during onboarding or annual renewal if you don't wish to participate. While your waiver is active, you won't receive HRA reimbursements.