Tenet’s financing application consists of 6 main steps:
Vehicle Selection: Select in our application the vehicle that you intend to finance with us. Specify the Year, Make, Model, Trim, and Mileage (if used) as well as the purchase price & finance amount. You can then customize your loan offer for that particular vehicle and funding amount. Don't worry, you can always "Edit" your Offer, Income, or Vehicle again later on.
See your Pre-qualified Rate & Terms: To see your pre-qualified rate, you will only need to provide a few pieces of basic personal information and complete a soft credit pull, which will not have an impact on your credit score.
Select a Loan Offer: Select your preferred finance amount and loan terms. Note: Offers expire 30 days after we first request your soft credit report.
Complete Verifications: Enter your VIN, and upload the required documents. Once we have all the required documents, it typically takes us 1 to 2 Business Days to verify Individual Personal Loans.
Sign Loan Agreement: Once approved, we will send you a loan agreement, including any additional Add-Ons Addendums, to sign via DocuSign email.
Funding:
For Purchase Loans, we'll be able to initiate wiring directly to the dealership and share confirmation shortly afterwards. Wires will be initiated the day before your delivery date.
For Refinance Loans, we'll be able to wire or mail a check directly to your lender, and once processed, the loan will be transferred to us.
Note: Refinancing can sometimes take up to a month to process, depending on the lender. We will notify you when the check/wire has been cashed/processed. Until then, please continue to make payments as normal to your current lender. Once you've reviewed and e-signed, we'll be able to wire or mail a check directly to your lender, and once processed, the loan will be transferred to us.
Have additional questions? Call or text our main line 877-378-3638 to speak with one of our specialists or email us at support@tenet.com.