Down payments are not made to Tenet - they are made directly to the OEMs (Tesla, Rivian, Lucid, etc.), Franchise Dealers (Polestar, Chevrolet, Ford, Hyundai, etc.), Online Dealers (CarMax, Carvana, AutoNation) or Rental Companies selling their used Fleet Vehicles (hertz, enterprise, AVIS), or Private Parties (KeySavvy) that you purchase from.

Estimate the loan amount that you need by taking the vehicle purchase price and then subtracting any down payment or trade-in. You can then specify the funding amount in your loan application.
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Whether or not a down payment is required depends on the finance amount that we can approve you for. The finance amount we can approve you for depends on your credit as well as the value of the vehicle. In most cases, we can finance up to 110% of the vehicle's value (Vehicle Value does not include any taxes or fees, while Loan can include taxes or fees if The Seller can include as part of the financed amount on The Purchase Confirmation).