Lenders affect rates and residuals in the AutoPencil and are based on the programs offered by them. A list of verified lenders for your store as well as the settings for each lender can be found under the AutoPencil drop-down in the Control Panel menu. To enable programs offered by a specific lender, simply click the enable option when looking at the list of lenders. Users can also have programs load into the AutoPencil automatically by clicking the default option located in the same spot as the enable option.
Users will need the Lenders permission in the Control Panel Access section and the store needs to be signed up for rates and residuals for programs to apply.