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How to Create a Virtual Card (UpCard)?

A step-by-step guide on creating a virtual card (UpCard), including issuance fees, balance requirements, and where to apply in the app.

Written by Support Team

Step 1: Go to the Cards Overview Page

On the Home page, tap [Cards] in the bottom navigation bar to enter the Cards Overview page.

From here, you can start creating a card in either of the following ways:

  • Tap [Create My UpCard], or

  • Tap [My Cards] in the top-right corner


Important Note

*Each Virtual Card requires a $20 issuance fee.

*Please make sure your account has sufficient balance before applying.

*If your balance is insufficient, the card application will not be completed.

*If you’re not sure how to deposit or swap assets, please refer to the following guides before proceeding:


Step 2A: Create a Virtual Card via “Create My UpCard”

If you tap [Create My UpCard]:

  1. Select Virtual Card

  2. Tap [Apply for Virtual Card $20]

  3. You will be redirected to the information form page


Step 2B: Create a Virtual Card via “My Cards”

If you tap [My Cards]:

  1. Tap [Add New UpCard]

  2. You will be redirected to the information form page


Step 3: Fill in Your Information and Confirm

On the form page, please complete all required fields, including:

  • Mobile number (for verification)

  • Email address (for verification)

  • Cardholder name

After filling in all the required information, tap [Confirm].

Once confirmed, your Virtual Card will be successfully created.

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