An Upgrade Program is a new way to own a device by making a series of monthly payments over a period of time. For example, you may finance your device purchase for a period of 36 months but may be eligible to upgrade to a new model after making 24 payments. Then, when it’s time to upgrade to a newer model you can return it to Upgraded without the hassle of selling it on your own or missing out on its value by letting it sit and collect dust. You’ll get a new device with its own integrated financing payment plan, subject to available credit on your Citizens Pay Line of Credit and subject to the Upgrade Terms available at https://getupgraded.com/legal/terms.