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How does plan selection work with CHOICE Reimbursement Only?

A CHOICE benefit means your employer reimburses you each month to help pay for your own health insurance plan. You will receive a set mont...

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Written by Regina Rovira

A CHOICE benefit means your employer reimburses you each month to help pay for your own health insurance plan. You will receive a set monthly contribution amount from your employer. To receive reimbursement, you must enroll in a health plan. With CHOICE, you can shop for coverage and choose the plan that works best for you and your family.

If your employer offers the CHOICE Reimbursement Only benefit, you are responsible for paying your monthly insurance premium out of pocket. To be reimbursed, you must submit a reimbursement request each month for review and approval.

How to opt in to your CHOICE Reimbursement Only benefit

  1. Log in: app.vitablehealth.com/enroll-new

  2. Review your personal information (name, date of birth, etc.) and complete any fields marked with a red asterisk (*).

  3. Add any dependents you want to cover, or select Skip.

  4. Review your ICHRA reimbursement amount and click “I want to opt in to CHOICE.”

  5. You will see a list of plan options.

If you already have your own insurance coverage:

  • Select any plan as a placeholder.

  • This step is required so our system can confirm you have opted in and your employer can begin contributing funds each month.

If you need help obtaining coverage:

  • Compare plans and click Details to review costs, coverage, and the full Summary of Benefits and Coverage (SBC).

  • Select your preferred plan and click Select this plan.

  • Click Continue.

  • Sign your name to complete enrollment (the date will auto-populate).

Vitable Health will contact you if additional steps are needed to verify your benefits, confirm funding, or assist with your insurance application. You can also schedule a call with us for support in selecting a plan.

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