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Can I own 100% of my home?
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Written by Georgia Spanoudakis
Updated over a year ago

We can help you get to a maximum of 40% equity; the remaining 60% needs to be bought without our help. That's because current tax laws make it expensive to buy more than 40% of your home with us.

You might buy us out with a mortgage, a Shariah-compliant mortgage, or with family help.

Buy the whole home whenever you're ready

You can buy us out at any point along your ownership journey if your finances allow it. Or, continue to part-own and part-rent for as long as you need.

Each home has an Early Buyout Period of either 5 or 10 years.

If you buy us out within that timeframe, you'll need to reimburse the remaining upfront buying costs like property survey and legal fees. We waive the remaining upfront buying costs if you buy us out after that timeframe.

We do this to make sure the financial arrangement also works for our funding partners. The timeframe depends on your finances and the specific home you want to buy, including the final sales price.

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