🌱 Overview

Life happens—and at Woveo, we understand that. That’s why we’ve created a flexible and supportive payment process that allows you to catch up on any missed or failed contributions to your community groups. Whether your circumstances temporarily change or unexpected expenses arise, the My Debts feature ensures you’re still able to meet your obligations and stay connected to your community’s financial goals.

🔍 Accessing the My Debts Section

1. From your Woveo homepage, navigate to the “My Debts” section.

2. This section shows all current missed or failed contribution payments across the community groups you belong to.

3. Your homepage acts as a unified dashboard, providing a clear view of your contribution obligations and helping you stay organized.

🧾 Understanding Your Debt Details

When you click on “My Debts”, you’ll see:

• A list of all active groups you’re a member of.

• Contributions displayed by:

• Group Name

• Round of Contribution

• Due Date and Days Past Due

• Amount Owed

And diving deepeer into each group you are able to view more details, transactions and group activity to support your decision and action.

From here, you can:

• Select individual contributions to pay one at a time. OR

• Choose multiple contributions to pay in a single transaction (group payment).

🔄 Reviewing Contribution History

Clicking into a specific group reveals a transaction history showing:

• Each contribution made

• Any missed or failed payments

• The date and round of the failed contribution

This feature provides full transparency, helping you trace and understand exactly what’s outstanding.

💳 Paying from Your Woveo Wallet

Once you’ve selected the contribution(s) to pay:

1. Choose the “Pay from Woveo Wallet” option.

2. Confirm the payment.

3. You’ll receive a confirmation message once payment is successful.

4. Your missed contribution will be cleared, and your membership obligations updated in real time.

➕ Adding Funds If Needed

If your Woveo Wallet doesn’t have enough funds:

1. Click “Make a Deposit.”

2. You’ll be redirected to the Woveo deposit page to load funds via your linked bank account.

3. Once your deposit is complete, return to the My Debts section and proceed with your payment.

Refer to: “Adding Funds to Your Woveo Wallet” for step-by-step instructions.

💡 Why This Matters: Building Financial Flexibility and Discipline

Woveo’s alternative payment method is designed to be:

• Convenient – Pay anytime, anywhere, at your pace.

• Adjustable – Catch up without penalty or shame, and stay in good standing with your group.

• Empowering – Maintain your place in your community’s financial journey, even if life throws you a curveball.

More importantly, this feature:

✨ Promotes Financial Literacy

By giving visibility into missed contributions and due dates, members can build habits of tracking, accountability, and planning.

✨ Supports Community Wealth-Building

Every contribution keeps the engine of your group turning—ensuring collective progress toward shared savings, investment, or credit goals.

✨ Fosters Financial Discipline

With clear timelines and easy payment options, members can develop consistency while enjoying the grace of flexibility.

✨ Upholds the Spirit of Community

At Woveo, we know that community is about mutual support, not perfection. This feature reinforces your right to participate fully, even when life happens.