Small Business Lending Program

Onboarding Guide with Value Narratives for Borrowers

Program Philosophy

This isn’t just a loan. It’s an invitation to grow your business with dignity, transparency, and support. At Woveo, we believe in your power to uplift communities, and we see beyond credit scores. Our lending model honors your financial readiness and your social impact—because where others see risk, we see potential.

To get to this point you would have:

Told us more about your business and submitted your business profile:

You would have submitted your expression of interest in receiving your SMB loan to support your business:

And finally you would have reached the value stage of a completed expression of interest with the respective business information, support materials and additional use of unds details:

This document and its contents are meant to support you in completing the loan process, a review of the terms ad conditions, a walk though of the final steps and have you receive your loan payout to your Woveo wallet.

The first stage or indicator of a successful preapproval process will be an introduction of the following banner to your Woveo homepage. This will signall a success to your expression of interest and completion of the initial loan steps

Once you click on this, you will be able to progress with the following loan steps

✅ Step 1: Review and Accept Your Loan Offer

Why this matters:In traditional lending, terms are often hidden or hard to understand. At Woveo, we put everything on the table—loan amount, repayment plan, fees, and terms—so you can make an informed decision. You’ll always know how much you’re paying back and when, with no surprises.

This step is where your journey officially begins. After expressing interest and completing your application, you’ll be pre-approved for a $5,000 or $10,000 loan based on a fair and balanced assessment—not just your credit history, but your business’s role in the community.