The Xpert Funding Instant Funding (Pro Account) model gives traders direct access to a Funded (Simulated) Account without passing any evaluation phase.
Key Summary:
Profit Target: 3% for first payout • Daily Drawdown: 3% • Max Drawdown: 5% (Trailing) • Max Risk/Trade: 1% • Consistency Rule: 15% • Payout Cycle: First Payout after 30 days, then every 14 Days • Profit Split: 80% • News Trading: Soft Breach • Weekend Holding: Allowed
Account Activation
Once purchased, your Instant Pro Account is activated immediately.
There are no evaluation phases, no profit targets to pass, and no waiting periods simply follow the ongoing risk and trading rules to remain eligible for payouts.
Instant Accounts follow the same risk parameters as other models but operate on a dedicated 30-day payout cycle.
Account Violation ( Hard Breach )
A Hard Breach occurs when any core trading rule is violated.
Breaches lead to the immediate and permanent closure of your account, whether the violation was intentional or accidental
Maximum Drawdown (Trailing 5%)
You may not lose more than 5% from your highest closed balance.
The drawdown adjusts upward only when you close trades in profit and never moves down.
Example:
Starting balance $100,000 → after closing profits, balance rises to $104,000.
New limit: $104,000 - 5% = $98,800.
If your balance falls below $98,800, your account is breached.
Daily Drawdown Limit (3%)
Resets daily at 00:00 UTC, calculated from the higher of balance or equity.
If your equity drops more than 3% below that value, your account will be breached.
Example:
At 00:00 UTC, your balance is $100,000 and equity is $110,000.
Your maximum daily drawdown is 3% of $110,000 = $3,300.
If equity falls below $106,700, your account is breached.
75% Margin Use Rule
Traders must not use more than 75% of available margin across open positions.This rule prevents over-leveraging and ensures sustainable exposure.
Example:
With a $100 000 account and 1:50 leverage, your buying power equals $5 000 000.Under the 75% rule, the maximum usable exposure is $3 750 000.
Opening trades above this limit results in an immediate breach.
Maximum Risk Per Trade (1%)
You cannot risk more than 1% of your account balance on any single trade.
This includes the potential loss defined by your stop loss.
Example:
On a $100,000 account, your maximum risk is $1,000 per trade.
A stop loss exposing $2,000 would violate this rule and trigger a breach.
Inactivity Rule
If your account remains inactive for 30 consecutive days, it will automatically be closed.To remain active, at least one trade must be opened and closed within each 30-day period.
Soft Breaches ( Performance & Conduct )
Soft breaches are non-terminal violations of trading conduct.
They do not close your account but may lead to a temporary suspension, profit reduction, or payout delay. These exist to protect trading consistency and maintain fairness across all participants.
Trading Conditions
News Trading: Is not allowed all trades must be closed 5 minutes before and opened 5 minutes after high-impact events (Forex Factory calendar).
Example: If NFP is at 14:00 UTC, close all USD-related trades 13:55–14:05 UTC.
Weekend Holding: Is Allowed positions may remain open through the weekend.
Reward Cycle & Profit Split
Our Reward Cycle defines how traders receive payouts and how profits are distributed once the account becomes funded. This structure ensures regular, transparent compensation while encouraging disciplined performance.
Profit Target
To qualify for your first payout, you must reach a 3% total profit.
This goal encourages low-risk, steady performance.
Example: $100,000 account → $103,000 balance = first payout eligibility.
Consistency Rule
No single day’s profit may exceed 15% of your total accumulated profit.
This promotes consistent growth and discourages short-term gambling behavior.
Example:
If total profit = $1,000, your highest single-day profit must be ≤ $150.
If you make $300 in one day, continue trading until $300 represents ≤15% of your total profit.
Profit Split
Profit Split: 80% to the trader, 20% to Xpert Funding
Applies To: Funded Accounts only
All profits are calculated based on closed trades.
Withdrawals cannot be made from open positions or floating equity.
Payout Eligibility
First Payout: After 30 calendar days from activation.
Minimum Profit: 1% required to request payout.
Cycle: Monthly (every 14 days).
Profits Counted: Closed trades only (no floating equity).
All verified payouts are processed within the next 14-day cycle.
Instrument Types & Leverage
Trading instruments are divided into categories with clearly defined leverage limits.
These parameters ensure realistic exposure and maintain consistent risk management between the Challenge and Funded phases.
Leverage:
Forex (1:20)
Indices (1:10)
Commodities (1:10)
Crypto (1:2)