1k Model
XpertFunding provides immediate access to a funded account, allowing you to begin trading without delay. To maximise this opportunity, it's crucial to have a flexible trading strategy and a strong risk management plan in place.
Key Summary:
Max Drawdown: 5% • Consistency: 20% • Profit Split: 80% • Time Limit: 28 Days • News & Weekend Holding: Not Allowed • Payout Cycle: Every 14 Day
Account Violation ( Hard Breach )
A Hard Breach refers to a serious violation of the trading rules that results in the immediate and permanent closure of the Challenge and funded account.
Max Total Drawdown – 5% (Trailing)
What does this mean?
The maximum total drawdown limit is 5% of your starting account balance, and it trails your highest achieved balance. This is the maximum overall loss you can incur before the account is breached.
How is it calculated?
The total drawdown is based on your highest balance or equity achieved on the account. Your account equity must not drop by more than 5% from this peak value.
Example:
For a fresh $1,000 account, your maximum drawdown limit is $50. If your balance grows to $1,050, your drawdown limit moves up to $997.50 (5% below your highest balance). If your balance later decreases, the trailing drawdown freezes at its last high point and does not go lower.
If it does, the account is breached immediately.
Max Daily Drawdown – 3% (Trailing)
What does this mean?
The maximum daily loss limit is 3% of your initial account balance/Equity (the highest between the two at market rollover time).How is it calculated?
The daily drawdown is calculated daily at 00:00 UTC based on your account balance or equity. Your equity must not drop by more than 3% of your initial account balance in a single trading day.
Example:
For a fresh new $1,000 account, the daily drawdown limit is $30. If your account balance or equity drops below $970, you will exceed your daily loss limit.
This limit resets daily at 00:00 UTC using the higher of your balance or equity.
Soft Breaches (Warnings & Minor Violations)
Soft breaches are non-terminal violations of trading conduct.
They do not close your account but may lead to a temporary suspension, profit reduction, or payout delay. These exist to protect trading consistency and maintain fairness across all participants.
News Trading Violation
Trading during restricted high-impact news windows is classified as a soft breach.Positions opened or closed within 5 minutes before or after major economic releases (as listed on Forex Factory) fall under this rule.
Restricted Window: 5 minutes before and after the scheduled news time
Consequence:
First violation → Warning + profit deduction
Repeated violations → Profit deduction or account review
Example : If the Non-Farm Payroll (NFP) report for USD is scheduled for 14:00 UTC, all trades must be closed between 13:55 UTC and 14:05 UTC. No new positions related to USD should be opened within this window
Weekend Holding Violation
Holding or opening trades over the weekend is not permitted and counts as a soft breach.Traders must close all positions before the market closes on Friday.
Consequence:
First violation → Warning + profit deduction
Repeated violations → Profit deduction or account review
This rule prevents exposure to weekend gaps and unpredictable volatility.
*Traders are responsible for violations if deductions exceed the daily loss or maximum loss limit.
Reward Cycle & Profit Split
Our Reward Cycle defines how traders receive payouts and how profits are distributed once the account becomes funded. This structure ensures regular, transparent compensation while encouraging disciplined performance.
Profit Split
Profit Split: 80% to the trader, 20% to Xpert Funding
All profits are calculated based on closed trades.
Withdrawals cannot be made from open positions or floating equity.
Payout Frequency and Requirements
Payouts are processed on a bi-weekly (14-day) cycle. To be eligible, traders must:
Complete the Consistency Score.
Maintain a profit balance of at least $100.
Maximum withdrawal limit of $100 per payout cycle.
Once these conditions are met, a payout may be requested through the Xpert Funding dashboard.
5$ Model Additional Rules
Timeframe on Model – 28 Days.
This model expires after 28 days from your first trade.
Once expired, no further withdrawals or trading is permitted on the account.
How Many XpertFunding $5 Model Accounts Can I Purchase?
Only 1 account is permitted per user.
Instrument Types & Leverage
Trading instruments are divided into categories with clearly defined leverage limits.
These parameters ensure realistic exposure and maintain consistent risk management between the Challenge and Funded phases.
Leverage
Forex (1:20)
Indices (1:10)
Commodities (1:10)
Crypto (1:2)