At Xpert Funding, protecting traders from over-exposure is a key part of our risk management philosophy.
To maintain consistent account performance and prevent large equity swings, traders are not allowed to use more than 75% of their available margin across open positions.
This policy known as the 75% Margin Rule applies to all trading models, including 1-Step, 2-Step, Swing, and Instant Funding accounts.
What the 75% Margin Rule Means
Your margin represents the portion of your account balance required to open and maintain trades.
When you use more than 75% of that available amount, you become over-leveraged, increasing the likelihood of rapid drawdowns or liquidation.
The 75% limit ensures you maintain a safe buffer of unused margin, protecting your account from sudden volatility or slippage.
In simple terms:
Never commit more than 75% of your total buying power to active or pending trades.
Here's an example image showing where you can check your margin usage right before opening a trade.
Examples of Proper Margin Usage
Below are real-world examples based on Xpert Funding’s current leverage structure, showing how the 75% rule applies across different asset classes.
Example 1 Forex (EUR/USD)
Account Size: $100,000
Leverage: 1:100 ( 1-2-swing challenge )
Total Buying Power: $100,000 × 100 = $10,000,000
Maximum Allowed Exposure (75%): $7,500,000
If each EUR/USD lot = 100,000 units (~$100,000 exposure):
$7,500,000 ÷ $100,000 = 75 lots maximum
-> Opening 76 lots or more would breach the margin rule.
Example 2 Gold (XAU/USD)
Account Size: $100,000
Leverage: 1:20 ( 1-2-swing challenge )
Total Buying Power: $100,000 × 20 = $2,000,000
Maximum Allowed Exposure (75%): $1,500,000
Each XAU/USD lot = 100 ounces × $2,000 = $200,000 exposure per lot
$1,500,000 ÷ $200,000 = 7.5 lots maximum
-> 8 lots or more = automatic breach.
Example 3 Indices (NAS100 / US30)
Account Size: $100,000
Leverage: 1:20 ( 1-2-swing challenge )
Total Buying Power: $100,000 × 20 = $2,000,000
Maximum Allowed Exposure (75%): $1,500,000
Each NAS100 lot = $20 per point at 17,000 points → $340,000 exposure.
$1,500,000 ÷ $340,000 ≈ 4.4 lots maximum
-> 5 lots or more violates the 75% rule.
Example 4 Crypto (BTC/USD)
Account Size: $100,000
Leverage: 1:2 ( 1-2-swing challenge )
Total Buying Power: $100,000 × 2 = $200,000
Maximum Allowed Exposure (75%): $150,000
If BTC/USD = $50,000 per coin → $150,000 ÷ $50,000 = 3 lots maximum
-> Exceeding 3 BTC lots results in an immediate account breach.
Important Notes
Pending Orders Use Margin: Even untriggered orders count toward the 75% total.
All Trades Count Together: Splitting a trade across instruments or timeframes does not bypass the rule.
Automatic Enforcement: Breaching this limit triggers an immediate account closure and profit forfeiture.
Why This Rule Exists
The 75% Margin Rule protects both traders and the firm from excessive exposure.
By maintaining a balance between opportunity and protection, it ensures:
Realistic trading conditions
Consistent drawdown management
Reliable payout eligibility
Account longevity
At Xpert Funding, smart margin use = consistent profits.
Trade strategically, not emotionally and keep your exposure safe.