Notes issued under the Short Term Notes program are secured by all of the assets of the issuing entity, including all of the investments purchased pursuant to the program.
For our standard 3, 6, and 9 month notes, Willow Wealth generally purchases 5% of the aggregate notes issued in the series in a first-loss position, providing a buffer to all other investors in the event of any realized loss.
Starting with STNs launched after July 15, 2025, we’re planning to expand the program’s investment mandate to allow capital to be deployed to investments managed by third parties.
See each offering page and the offering documents for additional detail.