| Personal Account Fees | 
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| Fee to Send Funds | 
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| Fee to send funds to Ziina business accounts | Free | 
| Fee to send funds to Ziina personal account using wallet balance or UAE debit card | First 1,000 AED per month free of charge then a fee of 2.9% + 1 AED per transaction. | 
| Fee to send funds using credit card, international payment card, Apple/Google Pay | 2.9% + 1 AED | 
| VAT | 5% of Fee to send funds | 
| Fee to Receive Funds | 
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| Receiving funds from another Ziina account | Free | 
| Receiving funds from a non-Ziina user | You will not be charged to receive funds from a non-Ziina user, the payer will be charged 2.9% + 1 AED. Although, they can join Ziina and send the payment through the app, free of charge too. | 
You can view live updates on Ziina's pricing by visiting ziina.com/fees.
