Explore the financial literacy topics, tax forms, and real-world exercises covered in the high school curriculum.
The Banzai High School Personal Finance Workbook (recommended for grades 9–12) provides rigorous, hands-on activities that complement Banzai Plus or serve as standalone personal finance lessons.
Note: Sponsored teachers can order free printed class sets via the Workbooks tab. If your school is not yet sponsored, you can download printable PDFs and answer keys from Library > Printables.
Activities in the High School Personal Finance Workbook
Personal Finance Vocabulary: Students use situational context clues to identify, define, and apply essential personal finance and banking terms.
Cost of Living: Students compare the cost of living across different geographic regions, creating realistic monthly budgets and analyzing how location impacts purchasing power and lifestyle choices.
Paycheck Deductions: Students explore the difference between gross income and net take-home pay by identifying and calculating mandatory payroll deductions (such as FICA and federal/state income taxes) and voluntary benefit withholdings.
How to Fill Out a Form W-4: Students demystify payroll tax onboarding by completing an IRS Form W-4 for a fictional employee, calculating withholdings and understanding dependent credits.
Understanding Credit Cards (Two-Part Activity): Students analyze real-world credit card statements to examine how APR, revolving balances, and compound interest work, calculating the true long-term cost of carrying debt and making minimum payments.
Health Insurance Costs: Students break down essential insurance terminology (premiums, deductibles, co-pays, and out-of-pocket maximums) and calculate total annual healthcare expenses across multiple medical scenarios.
Unleash Your Inner Entrepreneur: Students develop an original business concept by identifying a market problem, defining a target audience, creating a unique selling proposition (USP), and calculating startup costs and projected profits.
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